239 E Commerce St, Waverly, TN 37185 Property Records

Humphreys County property record for 239 E Commerce St, Waverly, TN 37185 · Last verified February 2026

Property Highlights

Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	3,750 sqft Total Area
Lot Size	43,560 sqft (1 acres)
Tax Bill	$1,029.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`043064G B 01400`
Alternative APN	`064G B 01400`

Interior

Full Baths	2 Baths
Building Area	3,750 sqft Total Area
1st Floor	3,750 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1996
Exterior Material	Metal Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Rigid Frame Bar Joint Roof Construction
Roof Material	Metal Roof
Lot Area	43,560 sqft (1 acres)
Depth X Width	102 ft x 206 ft Depth x Width

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	239 E COMMERCE ST
City	WAVERLY
State	TN
Zip	37185-1629
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	DISTRICT: 02 INC-237;239 & 241 OFFICES, COUNTY AREA: W06
Jurisdiction	HUMPHREYS TN
Minor Civil Division	2
Census Blockgroup	4
Census Block	4001
Census Tract	130300

Owner

Source: Humphreys County records · APN 043064G B 01400

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	134 CIRCLE DR, WAVERLY, TN 37185-1331
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 26, 2019
Deed Sale	Mar 26, 2019
Prior Sale	Sep 06, 2013 · Amount on Record
Deed Doc Number	0002071434
Deed Book / Page	203 / 2935
Prior Transfer Date	Jun 12, 2017
Prior Transfer Doc	17001380
Record Refreshed	Jun 08, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Jun 12, 2017
Property Address	239 E COMMERCE ST, WAVERLY, TN 37185-1629
Document Number	0000001380
Book / Page	000203 / 002935
Instrument Date	Jun 10, 2017
Instrument	1380
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 E COMMERCE ST WAVERLY TN 371851629, WAVERLY, TN 37185-1629

Mortgage

Document Number	1381
Date	Jun 12, 2017
Book Page	000225/002544
Instrument	1381

Lender

Name	PAT K II & TAMMY D SENSING
Address	208 AIRPORT RD, WAVERLY, TN 37185-3043
Special Notes	Lender is also the Seller

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	240 Months
Due	Jun 11, 2037

Tax Assessment & Valuation

Source: Humphreys County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Municipality	Waverly City
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,029.00 (-0.29%)	$33,880 (-) Land $16,000 Building $17,880
2024	$1,032.00	$33,880 (-) Land $16,000 Building $17,880
2023	$1,032.00 (+3.72%)	$33,880 (+9.29%) Land $16,000 Building $17,880	$84,700 (+9.29%) Land $40,000 Building $44,700
2022	$995.00	$31,000 Land $16,160 Building $14,840	$77,500 Land $40,400 Building $37,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Humphreys County (47085C), updated September 25, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.