Humphreys County property record for 308 E Commerce St, Waverly, TN 37185 · Last verified August 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Mobile/Manufactured |
| Year Built | Built 1999 |
| Square Footage | 912 sqft Living Area |
| Lot Size | 5,250 sqft (0.121 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $133,000 (2024) |
| Tax Bill | $574.00 (2025) |
| Primary APN | 043064G C 01300 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 912 sqft Living Area |
| 1st Floor | 964 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile/Manufactured Style |
| Exterior Material | Siding Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 5,250 sqft (0.121 acres) |
| Depth X Width | 70 ft x 75 ft Depth x Width |
| Deck Area | 24 sqft Deck |
|---|---|
| Patio Area | 24 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 235 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 308 E COMMERCE ST |
|---|---|
| City | WAVERLY |
| State | TN |
| Zip | 37185-1654 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: W06 |
| Legal Subdivision | HENRY ADDITION |
| Jurisdiction | HUMPHREYS TN |
| Minor Civil Division | 2 |
| Census Blockgroup | 4 |
| Census Block | 4006 |
| Census Tract | 130300 |
Source: Humphreys County records · APN 043064G C 01300
Assessment roll updated January 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 308 E COMMERCE ST, WAVERLY, TN 37185-1654 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 25, 2024 | Correction Deed |
| Apr 08, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FIRST COMMUNITY MORTGAGE INC |
| Apr 08, 2024 | Warranty Deed, Transfer · Veterans Administration Mortgage FIRST COMMUNITY MORTGAGE INC |
| Nov 18, 2021 | Warranty Deed, Transfer RP TITLE AND ESCROW LLC, RUDY TITLE AND ESCROW LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 08, 2024 · Amount on Record |
| Deed Sale | Apr 08, 2024 · Amount on Record |
| Prior Sale | Nov 18, 2021 · Amount on Record |
| Deed Doc Number | 2024875 |
| Deed Book / Page | 215 / 331 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Recording Date | Apr 25, 2024 |
| Property Address | 308 E COMMERCE ST, WAVERLY, TN 37185-1654 |
| Document Number | 0000001051 |
| Book / Page | WD248 / 2379 |
| Instrument Date | Apr 23, 2024 |
| Instrument | 24001051 |
| Record Updated | May 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Property Address | 308 E COMMERCE ST, WAVERLY, TN 37185-1654 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 909 STAGS LEAP LN, NEW JOHNSONVILLE, TN 37134-3417 |
| Document Number | 0000000877 |
|---|---|
| Date | Apr 08, 2024 |
| Book Page | TD248/1787 |
| Instrument | 24000877 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 262 ROBERT ROSE DR, MURFREESBORO, TN 37129 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Recording Date | Apr 08, 2024 |
| Property Address | 308 E COMMERCE ST, WAVERLY, TN 37185-1654 |
| Document Number | 0000000875 |
| Book / Page | WD215 / 331 |
| Map Reference | MB W PG 1414 |
| Instrument Date | Apr 03, 2024 |
| Instrument | 24000875 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2024 |
| Title Company | TITLE GROUP OF TENNESSEE, TITLE GROUP OF TN LLC SERIES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $492.10 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 E COMMERCE ST, WAVERLY, TN 37185-1654 |
| Document Number | 0000000876 |
|---|---|
| Date | Apr 08, 2024 |
| Book Page | TD248/1768 |
| Instrument | 24000876 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 262 ROBERT ROSE DR, MURFREESBORO, TN 37129 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Recording Date | Nov 18, 2021 |
| Property Address | 308 E COMMERCE ST, WAVERLY, TN 37185-1654 |
| Document Number | 0000004063 |
| Book / Page | 211 / 1414 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 21004063 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2024 |
| Title Company | RP TITLE AND ESCROW LLC, RUDY TITLE AND ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $157.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1127 MCDONOUGH CIR, THOMPSONS STATION, TN 37179-9798 |
Source: Humphreys County records · Assessment roll updated January 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Humphreys County |
| Municipality | Waverly City |
| Unified School District | Humphreys County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $574.00 (-0.35%) | $18,925 (-) Land $1,475 Building $17,450 | |
| 2024 | $576.00 (+1,209.09%) | $18,925 (-) Land $1,475 Building $17,450 | |
| 2023 | $44.00 | $18,925 (+1,276.36%) Land $1,475 Building $17,450 | $75,700 (+1,276.36%) Land $5,900 Building $69,800 |
| 2022 | $44.00 | $1,375 Land $1,375 | $5,500 Land $5,500 |
Source: FEMA National Flood Hazard Layer, Humphreys County (47085C), updated September 25, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 525.0 ft |
| Wildfire Risk | Low above 7% of the US · above 6% of Tennessee |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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