309 E Commerce St, Waverly, TN 37185 Property Records

Humphreys County property record for 309 E Commerce St, Waverly, TN 37185 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1977
Square Footage1,110 sqft Living Area
Lot Size8,494 sqft (0.195 acres)
Last Sale$6,000 (2022)
Tax Bill$180.00 (2025)

Property Details

APN / Parcel Number

Primary APN043064G B 00700
Alternative APN
  • 064G B 00700

Interior

Full Baths1 Baths
Building Area1,110 sqft Living Area
1st Floor1,110 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1977
Exterior MaterialSiding Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,494 sqft (0.195 acres)
Depth X Width137 ft x 62 ft Depth x Width
Porch Area44 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Heating SystemRadiant Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address309 E COMMERCE ST
CityWAVERLY
StateTN
Zip37185-1631
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 02, COUNTY AREA: W06
Legal SubdivisionNEW TOWN
Legal Lot Number7
JurisdictionHUMPHREYS TN
Minor Civil Division2
Census Blockgroup4
Census Block4001
Census Tract130300

Owner

Source: Humphreys County records · APN 043064G B 00700

Assessment roll updated January 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address110 W MAIN ST, A, WAVERLY, TN 37185-1509
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 11, 2022Quit Claim Deed, Transfer
Quitclaim Document
Sep 25, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST FEDERAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 11, 2022 · Amount on Record
Deed SaleMay 11, 2022 · Amount on Record
Prior SaleSep 25, 2018 · Amount on Record
Deed Doc Number20221578
Deed Book / Page212 / 961
Prior Transfer DateMay 06, 2022
Prior Transfer Doc0000001578
Record RefreshedSep 20, 2026

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHUMPHREYS TN
Recording DateMay 11, 2022
Property Address309 E COMMERCE ST, WAVERLY, TN 37185-1631
Document Number0000001578
Book / PageWD212 / 961
Map ReferenceMB 2 PG 117
Instrument DateMay 06, 2022
Instrument22001578
Transaction TypeTransfer
Record UpdatedMay 19, 2022

Transaction

AmountAmount Recorded
Tax$22.20
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 W MAIN ST # A, A, WAVERLY, TN 37185-1509

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUMPHREYS TN
Recording DateSep 25, 2018
Property Address309 E COMMERCE ST, WAVERLY, TN 37185-1631
Document Number0000002772
Book / Page206 / 2193
Map ReferenceMB2 PG117
Instrument DateSep 24, 2018
Instrument18002772
Transaction TypeTransfer
Record UpdatedMar 11, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$296.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 E COMMERCE ST, WAVERLY, TN 37185-1631

Mortgage

Document Number0000002773
DateSep 25, 2018
Instrument18002773
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

Tax Assessment & Valuation

Source: Humphreys County records · Assessment roll updated January 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHumphreys County
MunicipalityWaverly City
Unified School DistrictHumphreys County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$180.00$5,925 (-) Land $1,475 Building $4,450
2024$180.00$5,925 (-) Land $1,475 Building $4,450
2023$180.00 (+19.21%)$5,925 (+25.4%) Land $1,475 Building $4,450$23,700 (+25.4%) Land $5,900 Building $17,800
2022$151.00$4,725 Land $1,650 Building $3,075$18,900 Land $6,600 Building $12,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Humphreys County (47085C), updated September 25, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 7% of the US · above 6% of Tennessee
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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