235 E Commerce St, Waverly, TN 37185 Property Records

Humphreys County property record for 235 E Commerce St, Waverly, TN 37185 · Last verified February 2026

Property Highlights

Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Bathrooms	0.5 Baths
Year Built	Built 1996
Square Footage	1,250 sqft Total Area
Lot Size	1,307 sqft (0.03 acres)
Garage	Carport
Occupancy	Owner Occupied
Tax Bill	$784.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`043064G B 01401`
Alternative APN	`064G B 01401`

Interior

Full Baths	0.5 Baths
Building Area	1,250 sqft Total Area
1st Floor	1,250 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1996
Exterior Material	Metal Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Rigid Frame Bar Joint Roof Construction
Roof Material	Metal Roof
Lot Area	1,307 sqft (0.03 acres)
Depth X Width	50 ft x 25 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	235 E COMMERCE ST
City	WAVERLY
State	TN
Zip	37185-1629
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	DISTRICT: 02, COUNTY AREA: W06
Jurisdiction	HUMPHREYS TN
Minor Civil Division	2
Census Blockgroup	4
Census Block	4001
Census Tract	130300

Owner

Source: Humphreys County records · APN 043064G B 01401

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	235 E COMMERCE ST, WAVERLY, TN 37185-1629
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 26, 2019
Deed Sale	Mar 26, 2019
Deed Doc Number	0002071434
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Humphreys County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Municipality	Waverly City
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$784.00 (-0.38%)	$25,840 (-) Land $800 Building $25,040
2024	$787.00	$25,840 (-) Land $800 Building $25,040
2023	$787.00 (+13.24%)	$25,840 (+19.19%) Land $800 Building $25,040	$64,600 (+19.19%) Land $2,000 Building $62,600
2022	$695.00	$21,680 Land $800 Building $20,880	$54,200 Land $2,000 Building $52,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Humphreys County (47085C), updated September 25, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.