Frederick County property record for 306 Spring Bank Way, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 5 ba · 2,320 sqft · built 2021 |
| Lot Size | 0.032 acres (1,420 sqft) |
| Owner | Individual Name on File |
| Last Sale | $368,942 (Mar 2021) |
| Tax Bill | $6,730 (2023) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-595741 |
| Primary APN | 02-595741 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 4 Stories |
| Building Area | 2,320 sqft Total Area |
| Year Built | Built 2021 |
|---|---|
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,420 sqft (0.032 acres) |
| Garage Type | Built-in |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 595741 |
|---|---|
| Street Address | 306 SPRING BANK WAY |
| City | FREDERICK |
| State | MD |
| Zip | 21701-3054 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 23 PLAT 1 1,420 SQ FT SPRING BANK |
| Legal Lot Number | 23 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 750802 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Spring Bank listed 1984 · 5 contributing resources · NRIS 84001772 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
306 Spring Bank Way, a townhouse, is owned and occupied by an individual who bought it in March 2021.
Source: Frederick County records, as of September 25, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 306 SPRING BANK WAY, FREDERICK, MD 21701-3054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2021 · Amount on File |
| Deed Sale | Mar 2, 2021 · Amount on File |
| Prior Sale | Apr 6, 2018 · Amount on File |
| Deed Document Number | 0014611188 |
| Deed Book / Page | 14611 / 188 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 2, 2021 |
| Property Address | 306 SPRING BANK WAY, FREDERICK, MD 21701-3054 |
| Document Number | 0146110188 |
| Book / Page | 14611 / 188 |
| Map Reference | MB 99 PG 167 |
| Instrument Date | Feb 8, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | KEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL SETMNT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,844.71 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 306 SPRING BANK WAY, FREDERICK, MD 21701-3054 |
| Document Number | 0014611197 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | 14611/197 |
| Name | RESIDENTIAL FINANCIAL SERVICES |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,730.00 Homeowner's exemption | $369,500 | $383,300 Land $75,000 Building $308,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 306 Spring Bank Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 306 Spring Bank Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Verizon.
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