Frederick County property record for 307 Spring Bank Way, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 2,160 sqft · built 2019 |
| Lot Size | 0.033 acres (1,440 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Oct 2019) |
| Tax Bill | $6,279 (2023) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-595748 |
| Primary APN | 02-595748 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,160 sqft Total Area |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,440 sqft (0.033 acres) |
| Garage Type | Built-in |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 162 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 595748 |
|---|---|
| Street Address | 307 SPRING BANK WAY |
| City | FREDERICK |
| State | MD |
| Zip | 21701-3055 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 30 PLAT 1 1,440 SQ FT SPRING BANK |
| Legal Subdivision | SPRING BANK |
| Legal Lot Number | 30 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 750802 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Spring Bank listed 1984 · 5 contributing resources · NRIS 84001772 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
307 Spring Bank Way, a townhouse, is owned and occupied by an individual who bought it in October 2019.
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 307 SPRING BANK WAY, FREDERICK, MD 21701-3055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Oct 21, 2019 | Deed, Subdivision Related Transfer · FHA Mortgage INTEGRITY HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2019 · Amount on File |
| Deed Sale | Oct 21, 2019 · Amount on File |
| Prior Sale | Apr 6, 2018 · Amount on File |
| Deed Document Number | 0013285332 |
| Deed Book / Page | 13285 / 332 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 307 SPRING BANK WAY, FREDERICK, MD 21701-3055 |
| Document Number | 0142670277 |
| Instrument Date | Oct 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 307 SPRING BANK WAY FREDERICK MD 217013055, FREDERICK, MD 21701-3055 |
| Document Number | 0142670277 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 014267/000277 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 4, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 21, 2019 |
| Property Address | 307 SPRING BANK WAY, FREDERICK, MD 21701-3055 |
| Document Number | 0132850332 |
| Book / Page | 13285 / 0332 |
| Map Reference | MB 99 PG 167 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | KEYSTONE TTL SETMNT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 307 SPRING BANK WAY, FREDERICK, MD 21701-3055 |
| Document Number | 0132850341 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 13285/0341 |
| Name | INTEGRITY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,279.00 | $344,400 | $395,800 Land $75,000 Building $320,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 307 Spring Bank Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 307 Spring Bank Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Verizon.
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