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305 Spring Bank Way, Frederick, MD 21701 Property Records

Frederick County property record for 305 Spring Bank Way, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details3 ba · 1,800 sqft · built 2019
Lot Size0.033 acres (1,440 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (Nov 2019)
Tax Bill$5,431 (2023)
Deeds & MortgagesMar 2021 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-595747

Property Details

APN / Parcel Number

Primary APN02-595747
Alternative APN
  • 595747

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,800 sqft Total Area

Exterior

Year BuiltBuilt 2019
Architectural StyleTownhouse
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,440 sqft (0.033 acres)
Garage TypeBuilt-in
Garage Area240 sqft
Parking Spaces1 Parking Space
Deck Area162 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number595747
Street Address305 SPRING BANK WAY
CityFREDERICK
StateMD
Zip21701-3055
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 29 P LAT 1 1,440 SQ FT SPRING BANK
Legal SubdivisionSPRING BANK 1
Legal Lot Number29
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group3
Census Block3008
Census Tract750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedSpring Bank
listed 1984 · 5 contributing resources · NRIS 84001772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

305 Spring Bank Way, a townhouse, is owned and occupied by an individual who bought it in November 2019.

Source: Frederick County records, as of September 25, 2023

Owner of RecordIndividual Name on File
Mailing Address305 SPRING BANK WAY, FREDERICK, MD 21701-3055
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
GEORGE MASON MORTGAGE LLC
Nov 7, 2019Deed, Subdivision Related Transfer · Conventional Mortgage
GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2019 · Amount on File
Deed SaleNov 7, 2019 · Amount on File
Prior SaleApr 6, 2018 · Amount on File
Deed Document Number0013327404
Deed Book / Page13327 / 404
Record UpdatedJun 7, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address305 SPRING BANK WAY, FREDERICK, MD 21701-3055
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyKEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL SETMNT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 SPRING BANK WAY, FREDERICK, MD 21701-3055

Mortgage

Document Number0146310089
DateMar 8, 2021
Book Page14631/89
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

November 2019: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateNov 7, 2019
Property Address305 SPRING BANK WAY, FREDERICK, MD 21701-3055
Document Number0133270404
Book / Page13327 / 0404
Map ReferenceMB 99 PG 167
Instrument DateOct 30, 2019
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 16, 2022
Title CompanyKEYSTONE TTL SETMNT SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,475.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 SPRING BANK WAY, FREDERICK, MD 21701-3055

Mortgage

Document Number0133270413
DateNov 7, 2019
Instrument13327/0413
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,431.00 Homeowner's exemption$303,433$344,900 Land $75,000 Building $269,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Spring Bank Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 305 Spring Bank Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, Verizon.

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