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303 Spring Bank Way, Frederick, MD 21701 Property Records

Frederick County property record for 303 Spring Bank Way, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,400 sqft · built 2019
Lot Size0.033 acres (1,440 sqft)
OwnerIndividual Name on Record
Last Sale$313,999 (May 2020)
Tax Bill$6,959 (2025)
Deeds & MortgagesAug 2022 Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-595746

Property Details

APN / Parcel Number

Primary APN02-595746
Alternative APN
  • 595746

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,400 sqft Living Area
Gross Area2,640 sqft
1st Floor Area800 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,440 sqft (0.033 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number595746
Street Address303 SPRING BANK WAY
CityFREDERICK
StateMD
Zip21701-3055
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 28 PLAT 1 1,440 SQ FT SPRING BANK
Legal SubdivisionPALT 1 SPRING BANK
Legal Lot Number28
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group3
Census Block3008
Census Tract750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedSpring Bank
listed 1984 · 5 contributing resources · NRIS 84001772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address303 SPRING BANK WAY, FREDERICK, MD 21701-3055
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
May 14, 2020Grant Deed, Subdivision Related Transfer
EMBRACE HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2020 · Amount on Record
Deed SaleMay 14, 2020 · Amount on Record
Prior SaleApr 6, 2018 · Amount on Record
Deed Book / Page13734 / 213
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address303 SPRING BANK WAY, FREDERICK, MD 21701-3055
Transaction TypeMortgage
Record UpdatedSep 5, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 SPRING BANK WAY, FREDERICK, MD 21701-3055

Mortgage

Document Number0161000419
DateAug 24, 2022
Book Page16100/419
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

May 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateMay 14, 2020
Property Address303 SPRING BANK WAY, FREDERICK, MD 21701-3055
Document Number0137340213
Book / Page013734 / 000213
Instrument DateMay 1, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 6, 2020
Title CompanyKEYSTONE SETTLEMENT SERVICES, KEYSTONE TITLE SETTLEMENTS SVC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$314.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 SPRING BANK WAY FREDERICK MD 217013055, FREDERICK, MD 21701-3055

Mortgage

Document Number137340222
DateMay 14, 2020
Book Page013734/000222
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
AmountAmount Recorded
Term360 Months
DueMay 13, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,959.00 (+14.03%) Homeowner's exemption$381,800 (+14.11%) Land $75,000 Building $306,800$381,800 (-) Land $75,000 Building $306,800
2023$6,103.00$334,600$381,800 Land $75,000 Building $306,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, Verizon.

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