301 Spring Bank Way, Frederick, MD 21701 Property Records

Frederick County property record for 301 Spring Bank Way, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3 ba · 1,824 sqft · built 2019
Lot Size	0.044 acres (1,944 sqft)
Owner	Trust Name on File
Last Sale	$311,099 (Jul 2019)
Tax Bill	$5,763 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-595745`

Property Details

APN / Parcel Number

Primary APN	`02-595745`
Alternative APN	`595745`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,824 sqft Total Area

Exterior

Year Built	Built 2019
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,944 sqft (0.044 acres)
Garage Type	Built-in
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	162 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	595745
Street Address	301 SPRING BANK WAY
City	FREDERICK
State	MD
Zip	21701-3055
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 27 PLAT 1 1,944 SQ FT SPRING BANK
Legal Subdivision	SPRING BANK 1
Legal Lot Number	27
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3008
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Spring Bank listed 1984 · 5 contributing resources · NRIS 84001772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

301 Spring Bank Way, a townhouse, is owner-occupied and held in a trust since July 2019.

Source: Frederick County records, as of September 25, 2023

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	301 SPRING BANK WAY, FREDERICK, MD 21701-3055
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 31, 2019	Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2019 · Amount on File
Deed Sale	Jul 31, 2019 · Amount on File
Prior Sale	Apr 6, 2018 · Amount on File
Deed Document Number	0013117268
Deed Book / Page	13117 / 268
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	301 SPRING BANK WAY, FREDERICK, MD 21701-3055
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	FIRST TITLE COMPANY, FIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145700434
Date	Feb 19, 2021
Book Page	14570/434

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

July 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 31, 2019
Property Address	301 SPRING BANK WAY, FREDERICK, MD 21701-3055
Document Number	0131170268
Book / Page	13117 / 0268
Map Reference	MB 99 PG 167
Instrument Date	Jul 17, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2022
Title Company	KEYSTONE TTL SETMNT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,555.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1302, FREDERICK, MD 21702-0302

Mortgage

Document Number	0131170276
Date	Jul 31, 2019
Instrument	13117/0276

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,763.00	$315,733	$359,400 Land $75,000 Building $284,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 Spring Bank Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 301 Spring Bank Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Nearby Properties on Spring Bank Way

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