306 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 306 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,947 sqft · built 2017
Lot Size	0.101 acres (4,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Aug 2020)
Tax Bill	$9,909 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`11-3S-19-25012-000-3540`

Property Details

APN / Parcel Number

Primary APN	`11-3S-19-25012-000-3540`
Alternative APNs	`11-319-25012-000-3540` `1015995`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,947 sqft Living Area
Gross Area	2,888 sqft
1st Floor Area	847 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Hardboard
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	4,382 sqft (0.101 acres)
Garage Type	Attached
Garage Area	448 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	493 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	306 FLATWOODS FOREST LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TND
Legal Description	LOT 354 NATUREWALK AT SEAGROVE THIRD REPLAT PB 19-10 OR 3061-1320 OR 3154-1431
Legal Range	019
Legal Township	03S
Legal Section	11
Legal Subdivision	SEAGROVE THIRD REPLAT
Legal Block	35
Legal Lot Number	354
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1028
Census Tract	950610

Owner

Source: Walton County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	306 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Warranty Deed, Transfer · Conventional Mortgage VALLEY CENTRAL BANK
Dec 29, 2017	Grant Deed, Transfer K TITLE COMPANY LLC, K TITLE CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Prior Sale	Dec 29, 2017 · Amount on Record
Deed Document Number	202029491
Deed Book / Page	3154 / 1431
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 10, 2020
Property Address	306 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8851
Document Number	0031541431
Book / Page	3154 / 1431
Map Reference	MB 19 PG 10
Instrument Date	Aug 7, 2020
Instrument	20200029491
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,795.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1840 LINKS GLEN DR, 1840, DUBUQUE, IA 52003-7734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6330 WINDING CREEK BLVD, LIBERTY TWP, OH 45011-1180

Mortgage

Document Number	0031541433
Date	Aug 10, 2020
Book Page	3154/1433
Instrument	20200029492

Lender

Name	VALLEY CENTRAL BANK
Type	Bank
Address	CINCINNATI, OH 45215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Dec 29, 2017
Property Address	306 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8851
Document Number	0030611320
Book / Page	003061 / 001320
Instrument Date	Dec 29, 2017
Instrument	42617
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	K TITLE COMPANY LLC, K TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$3,954.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1705 JACOBS DR GALLATIN TN 370667473, GALLATIN, TN 37066-7473

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,909.00 (-9.78%) Homeowner's exemption	$788,151 (-14.7%) Land $125,000 Building $663,151	$788,151 (-14.7%) Land $125,000 Building $663,151
2024	$10,983.00 (+7.68%)
2023	$10,200.00 (+5.44%)	$923,980 (+10.22%) Land $120,472 Building $803,508	$923,980 (+10.22%) Land $120,472 Building $803,508
2022	$9,674.00	$838,271 Land $133,724 Building $704,547	$838,271 Land $133,724 Building $704,547

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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