293 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 293 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,888 sqft · built 2017
Lot Size	0.182 acres (7,928 sqft)
Owner	2 Trust Names on File
Last Sale	$647,500 (Aug 2020)
Tax Bill	$11,691 (2025)
Deeds & Mortgages	Jun 2021 Transfer Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-3S-19-25010-000-1280`

Property Details

APN / Parcel Number

Primary APN	`11-3S-19-25010-000-1280`
Alternative APNs	`11-319-25010-000-1280` `1015816`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,888 sqft Living Area
Gross Area	2,633 sqft
1st Floor Area	1,888 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,928 sqft (0.182 acres)
Lot Dimensions	154 ft deep x 39 ft wide
Garage Type	Attached
Garage Area	420 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	325 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	293 FLATWOODS FOREST LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TND
Legal Description	LOT 128 NATUREWALK AT SEAGROVE PB 17-34 REPLAT IN PB 18-8 OR 2844-4432 OR 3060-2060 OR 3154-864 OR 3204-3822
Legal Range	019
Legal Township	03S
Legal Section	11
Legal Subdivision	SEAGROVE
Legal Block	12
Legal Lot Number	128
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1006
Census Tract	950610

Owner

293 Flatwoods Forest Loop is owner-occupied and held in a trust since June 2021.

Source: Walton County records, as of December 3, 2025

Owner of Record	2 Trust Names on File
Mailing Address	293 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8844
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Intrafamily Transfer, Transfer ATTORNEY
Aug 7, 2020	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Dec 20, 2017	Grant Deed, Transfer · Conventional Mortgage RBC BK (GEORGIA) NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2020 · Amount on File
Deed Sale	Aug 7, 2020 · Amount on File
Prior Sale	Dec 20, 2017 · Amount on File
Deed Document Number	202029379
Deed Book / Page	3154 / 864
Last Transfer Date	Jun 13, 2021
Transfer Doc	0032043822
Record Updated	Jun 8, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Jun 29, 2021
Property Address	293 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8844
Document Number	0032043822
Book / Page	3204 / 3822
Map Reference	MB 18 PG 8
Instrument Date	Jun 13, 2021
Instrument	20210032571
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	293 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8844

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 7, 2020
Property Address	293 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8844
Document Number	0031540864
Book / Page	3154 / 864
Map Reference	MB 18 PG 8
Instrument Date	Aug 3, 2020
Instrument	20200029379
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,532.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	293 FLATWOODS FOREST LOOP, 293, SANTA ROSA BEACH, FL 32459-8844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 F AVE, CORONADO, CA 92118-1231

Mortgage

Document Number	0031540866
Date	Aug 7, 2020
Book Page	3154/866
Instrument	20200029380

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Dec 20, 2017
Property Address	293 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8844
Document Number	0030602060
Book / Page	003060 / 002060
Instrument Date	Dec 18, 2017
Instrument	41532
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	K TITLE COMPANY LLC, K TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,016.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 FLATWOODS FOREST LOOP SANTA ROSA BEACH FL 324598844, SANTA ROSA BEACH, FL 32459-8844

Mortgage

Document Number	30602062
Date	Dec 20, 2017
Book Page	003060/002062
Instrument	41533

Lender

Name	RBC BK (GEORGIA) NA
Type	Bank
Address	RALEIGH, NC 27617

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 293 Flatwoods Forest Loop was $11,691, down 1.5% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,691.00 (-1.51%)	$906,841 Land $294,000 Building $612,841	$906,841 Land $294,000 Building $612,841
2024	$11,870.00 (+4.5%)
2023	$11,359.00 (-11.53%)	$1,035,730 (+6.04%) Land $292,861 Building $742,869	$1,035,730 (+6.04%) Land $292,861 Building $742,869
2022	$12,839.00	$976,756 Land $325,076 Building $651,680	$976,756 Land $325,076 Building $651,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 293 Flatwoods Forest Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 293 Flatwoods Forest Loop is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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