319 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 319 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,734 sqft · built 2017
Lot Size	0.107 acres (4,670 sqft)
Owner	Individual Name on File
Last Sale	$807,000 (May 2019)
Tax Bill	$12,631 (2025)
Deeds & Mortgages	Apr 2022 Transfer May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-3S-19-25012-000-1320`

Property Details

APN / Parcel Number

Primary APN	`11-3S-19-25012-000-1320`
Alternative APNs	`11-319-25012-000-1320` `1015946`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,734 sqft Living Area
Gross Area	3,782 sqft
1st Floor Area	1,421 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	4,670 sqft (0.107 acres)
Garage Type	Attached
Garage Area	200 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	848 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	319 FLATWOODS FOREST LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TND
Legal Description	LOT 132 NATUREWALK AT SEAGROVE THIRD REPLAT PB 19-10 OR 3055-3662 OR 3106-1348 OR 3247-1093
Legal Range	019
Legal Township	03S
Legal Section	11
Legal Subdivision	SEAGROVE THIRD REPLAT
Legal Block	13
Legal Lot Number	132
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1006
Census Tract	950610

Owner

319 Flatwoods Forest Loop is owned by an individual who acquired it in March 2022.

Source: Walton County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	385 HIGHGROVE DR, FAYETTEVILLE, GA 30215-6528
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Intrafamily Transfer, Transfer
May 22, 2019	Warranty Deed, Transfer · ARM US BANK NA
Oct 24, 2017	Grant Deed, Transfer K TITLE COMPANY LLC, K TITLE CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2019 · Amount on File
Deed Sale	May 22, 2019 · Amount on File
Prior Sale	Oct 24, 2017 · Amount on File
Deed Document Number	201916623
Deed Book / Page	3106 / 1348
Last Transfer Date	Mar 10, 2022
Transfer Doc	0032471093
Record Updated	Jun 8, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Apr 8, 2022
Property Address	319 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459
Document Number	0032471093
Book / Page	3247 / 1093
Instrument Date	Mar 10, 2022
Instrument	20220016850
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 HIGHGROVE DR, FAYETTEVILLE, GA 30215-6528

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 22, 2019
Property Address	319 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459
Document Number	0031061348
Book / Page	3106 / 1348
Map Reference	MB 19 PG 10
Instrument Date	May 13, 2019
Instrument	20190016623
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,649.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4669 SAINT BENET CT, 4669, FORT WORTH, TX 76126-1941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 HIGHGROVE DR, FAYETTEVILLE, GA 30215-6528

Mortgage

Document Number	0031061350
Date	May 22, 2019
Instrument	3106/1350

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	8.62%

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Oct 24, 2017
Property Address	319 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459
Document Number	0030553662
Book / Page	003055 / 003662
Instrument Date	Oct 20, 2017
Instrument	35209
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	K TITLE COMPANY LLC, K TITLE CO LLC

Transaction

Amount	Amount on Record
Tax	$5,289.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4669 SAINT BENET CT FORT WORTH TX 761261941, FORT WORTH, TX 76126-1941

Tax Assessment & Valuation

The 2025 property tax bill for 319 Flatwoods Forest Loop was $12,631, down 3.5% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,631.00 (-3.53%)	$950,631 Land $125,000 Building $825,631	$950,631 Land $125,000 Building $825,631
2024	$13,093.00 (+4.48%)
2023	$12,532.00 (+5.57%)	$1,120,948 (+10.92%) Land $120,472 Building $1,000,476	$1,120,948 (+10.92%) Land $120,472 Building $1,000,476
2022	$11,871.00	$1,010,614 Land $133,724 Building $876,890	$1,010,614 Land $133,724 Building $876,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 319 Flatwoods Forest Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Flatwoods Forest Loop is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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