305 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 305 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,539 sqft · built 2017
Lot Size	0.112 acres (4,879 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Dec 2018)
Tax Bill	$10,025 (2025)
Deeds & Mortgages	Dec 2018 Sale Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-3S-19-25010-000-1300`

Property Details

APN / Parcel Number

Primary APN	`11-3S-19-25010-000-1300`
Alternative APNs	`11-319-25010-000-1300` `1015818`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,539 sqft Living Area
Gross Area	3,620 sqft
1st Floor Area	1,173 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	4,879 sqft (0.112 acres)
Lot Dimensions	114 ft deep x 35 ft wide
Garage Type	Attached
Garage Area	264 sqft
Driveway	Brick Driveway
Porch	Finished Screened Porch
Porch Area	769 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	305 FLATWOODS FOREST LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TND
Legal Description	LOT 130 NATUREWALK AT SEAGROVE PB 17-34 REPLAT IN PB 18-8 OR 2844-4432 OR 3046-3724 OR 3091-3529
Legal Range	019
Legal Township	03S
Legal Section	11
Legal Subdivision	SEAGROVE
Legal Block	13
Legal Lot Number	130
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1006
Census Tract	950610

Owner

305 Flatwoods Forest Loop is owned and occupied by two individuals who bought it in December 2018.

Source: Walton County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8843
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jul 14, 2017	Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2018 · Amount on File
Deed Sale	Dec 4, 2018 · Amount on File
Prior Sale	Jul 14, 2017 · Amount on File
Deed Document Number	201840238
Deed Book / Page	3091 / 3529
Record Updated	Sep 20, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 4, 2018
Property Address	305 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8843
Document Number	0030913529
Book / Page	003091 / 003529
Instrument Date	Nov 29, 2018
Instrument	40238
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$4,970.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2065 TRAEMOOR VILLAGE DR NASHVILLE TN 372095053, NASHVILLE, TN 37209-5053

July 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 14, 2017
Property Address	305 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8843
Document Number	0030463724
Book / Page	3046 / 3724
Map Reference	MB18 PG8
Instrument Date	Jul 5, 2017
Instrument	20170023055
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	KTITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 S OLIVE AVE # 104, 701, WEST PALM BEACH, FL 33401-6104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8843

Mortgage

Document Number	0030463726
Date	Jul 14, 2017
Instrument	3046/3726

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 305 Flatwoods Forest Loop was $10,025 with exemptions applied, down 0.6% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,025.00 (-0.6%) Homeowner's exemption Senior Citizen's exemption	$720,262	$1,107,682 Land $280,000 Building $827,682
2024	$10,086.00 (+4.91%)
2023	$9,614.00 (+0.69%) Homeowner's exemption	$1,275,530 (+7.45%) Land $278,916 Building $996,614	$1,275,530 (+7.45%) Land $278,916 Building $996,614
2022	$9,548.00 Homeowner's exemption	$1,187,074 Land $309,596 Building $877,478	$1,187,074 Land $309,596 Building $877,478

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Flatwoods Forest Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Flatwoods Forest Loop is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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