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285 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 285 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,530 sqft · built 2017
Lot Size0.183 acres (8,015 sqft)
OwnerIndividual Name on File
Last Sale$709,600 (Dec 2017)
Tax Bill$9,618 (2024)
Deeds & MortgagesDec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-3S-19-25010-000-1270

Property Details

APN / Parcel Number

Primary APN11-3S-19-25010-000-1270
Alternative APN
  • 1015815

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,530 sqft Living Area
Gross Area3,425 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2017
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,015 sqft (0.183 acres)
Lot Dimensions16.2 ft deep x 4 ft wide
Garage TypeMixed
Garage Area252 sqft

Exterior Amenities

PorchPorch
Porch Area391 sqft
Deck AreaDeck Area
FenceFence
Arbor/PergolaArbor/Pergola

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1015815
Street Address285 FLATWOODS FOREST LOOP
CitySANTA ROSA BEACH
StateFL
Zip32459-8844
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 127 NATUREWALK AT SEAGROVE PB 17 PG 34 REPLAT IN PB 18-8 OR 2844-4432 OR 3060-4966
Legal Range19W
Legal Township03S
Legal Section11
Legal SubdivisionNATUREWALK AT SEAGROVE
Legal Lot Number127
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1006
Census Tract950610

Owner

285 Flatwoods Forest Loop is owned and occupied by an individual who bought it in December 2017.

Source: Walton County records, as of December 17, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address285 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8844
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2017 · Amount on File
Deed SaleDec 28, 2017 · Amount on File
Deed Document Number2017000042317
Deed Book / Page3060 / 4966
Record UpdatedJun 8, 2026

December 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWALTON FL
Recording DateDec 28, 2017
Property Address285 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8844
Document Number0030604966
Book / Page3060 / 4966
Map ReferenceMB18 PG8
Instrument DateDec 21, 2017
Instrument2017000042317
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyK TITLE CO LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address701 S OLIVE AVE # 104, 701, WEST PALM BEACH, FL 33401-6104

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8844

Mortgage

Document Number2017000042318
DateDec 28, 2017
Instrument2017000042318
Lender
NameCTC MORTGAGE COMPANY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,074,365 Land $294,000 Building $780,365$1,074,365 Land $294,000 Building $780,365
2024$9,618.00 (+4.98%)
2023$9,162.00 (+0.67%) Homeowner's exemption$1,238,408 (+7.3%) Land $292,861 Building $945,547$1,238,408 (+7.3%) Land $292,861 Building $945,547
2022$9,101.00 Homeowner's exemption$1,154,169 Land $325,076 Building $829,093$1,154,169 Land $325,076 Building $829,093

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Flatwoods Forest Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 645 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,249 units insured
incl. 604 condo units
Nearby Flood Claims16 (2004–2023)
Claims Outside the SFHA10 of 16
Most Recent ClaimAug 2023 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Flatwoods Forest Loop is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Wildstar Networks
Fixed Wireless		200 / 50
AT&T
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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