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306 E Adams St, Towanda, IL 61776 Property Records

McLean County property record for 306 E Adams St, Towanda, IL 61776 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,015 sqft · built 1975
Lot Size0.28 acres (12,196 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Mar 2024)
Tax Bill$4,457 (2024)
Deeds & MortgagesMar 2024 Sale & Mortgage
Nov 2021 Sale & Mortgage
+ 6 more
Flood ZoneZone A (high risk)
APN15-05-382-003

Property Details

APN / Parcel Number

Primary APN15-05-382-003

Interior

Full Baths1 Bath
Building Area1,015 sqft Living Area
1st Floor Area1,015 sqft
Basement Area500 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleSplit Level
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialAsphalt
Lot Area12,196 sqft (0.28 acres)
Garage Area294 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address306 E ADAMS ST
CityTOWANDA
StateIL
Zip61776-7617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFELL & HOLDER ADD TO TOWANDA LOT 1 BLK 23
Legal Range03E
Legal Township24N
Legal Section05
Legal SubdivisionFELL & HOLDER ADD
Legal Block23
Legal Lot Number1
JurisdictionMCLEAN IL
Township / Civil DivisionTOWANDA
Census Block Group5
Census Block5047
Census Tract5102

Owner

Source: McLean County records · APN 15-05-382-003

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address306 E ADAMS ST, TOWANDA, IL 61776-7617
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2024Warranty Deed, Transfer · FHA Mortgage
COMPASS MORTGAGE INC
Nov 08, 2021Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Nov 22, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
US BANK NA
Aug 24, 2021Quit Claim Deed, Transfer
ALLIANCE LAND TITLE
Dec 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE MORTGAGE SERVICES LLC
Dec 08, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE MORTGAGE SERVICES LLC
Aug 18, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
FIRST FARMERS STATE BANK
Nov 09, 2017Warranty Deed, Construction Loan · Construction Mortgage
MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 01, 2024 · Amount on Record
Deed SaleMar 01, 2024 · Amount on Record
Prior SaleNov 08, 2021 · Amount on Record
Deed Document Number20242547
Prior Transfer DateAug 25, 2021
Prior Transfer Doc0000027778
Record UpdatedJun 08, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateMar 01, 2024
Property Address306 E ADAMS ST, TOWANDA, IL 61776-7617
Document Number202400002547
Instrument DateFeb 20, 2024
Instrument2024-00002547
Transaction TypeTransfer
Record UpdatedMar 11, 2024
Title CompanyFTC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 144, TOWANDA, IL 61776-0144

Mortgage

Document Number202400002548
DateMar 01, 2024
Instrument2024-00002548
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2054
Interest
Rate TypeFixed Rate
Rate6.5%

Mortgage

Document Number202400002549
DateMar 01, 2024
Instrument2024-00002549
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueMar 01, 2034

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateNov 08, 2021
Property Address306 E ADAMS ST, TOWANDA, IL 61776-7617
Document Number202100026764
Instrument DateNov 03, 2021
Instrument2021-00026764
Transaction TypeTransfer
Record UpdatedNov 16, 2021
Title CompanyALLIANCE LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$310.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address306 E ADAMS ST, TOWANDA, IL 61776-7617

Mortgage

Document Number202100026765
DateNov 08, 2021
Instrument2021-00026765
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2036
Interest
Rate2.37%

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCLEAN IL
Recording DateNov 22, 2021
Property Address306 E ADAMS ST, TOWANDA, IL 61776-7617
Document Number202100027778
Instrument DateAug 25, 2021
Instrument2021-00027778
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanySERVICELINK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 E ADAMS ST, TOWANDA, IL 61776-7617

Mortgage

Document Number202100027779
DateNov 22, 2021
Instrument2021-00027779
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueSep 01, 2051
Interest
Rate2.87%

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCLEAN IL
Recording DateAug 24, 2021
Property Address306 E ADAMS ST, TOWANDA, IL 61776-7617
Document Number202100020512
Instrument DateAug 24, 2021
Instrument2021-00020512
Transaction TypeTransfer
Record UpdatedSep 01, 2021
Title CompanyALLIANCE LAND TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address306 E ADAMS ST, 306, TOWANDA, IL 61776-7617

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 E ADAMS ST, TOWANDA, IL 61776-7617

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address306 E ADAMS ST, TOWANDA, IL 61776-7617
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFRONTIER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900020425
DateDec 11, 2019
Instrument2019-00020425
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2035
Interest
Rate TypeFixed Rate
Rate3.62%

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateDec 08, 2020
Property Address306 E ADAMS ST, TOWANDA, IL 61776-7617
Document Number202000026756
Instrument DateNov 23, 2020
Instrument2020-00026756
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyNOT AVAILABLE, FTC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$262.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address306 E ADAMS ST, TOWANDA, IL 61776-7617

Mortgage

Document Number202000026757
DateDec 08, 2020
Instrument2020-00026757
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050
Interest
Rate TypeFixed Rate
Rate2.75%

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCLEAN IL
Recording DateAug 18, 2020
Property Address306 E ADAMS ST, TOWANDA, IL 61776-7617
Document Number202000016065
Instrument DateJul 29, 2020
Instrument2020-00016065
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address306 E ADAMS ST, TOWANDA, IL 61776-7617

Mortgage

Document Number202000016066
DateAug 18, 2020
Instrument2020-00016066
Lender
NameFIRST FARMERS STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2035
Interest
Rate TypeFixed Rate
Rate2.37%

November 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateNov 09, 2017
Property Address306 E ADAMS ST, TOWANDA, IL 61776-7617
Document Number201700020291
Instrument DateSep 08, 2017
Instrument2017-00020291
Transaction TypeConstruction Loan
Record UpdatedFeb 28, 2022
Title CompanyFIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 E ADAMS ST, TOWANDA, IL 61776-7617

Mortgage

Document Number201700020292
DateNov 09, 2017
Instrument2017-00020292
Lender
NameMORTGAGE SERVICES III LLC
TypeLending Institution
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047
Interest
Rate TypeFixed Rate
Rate5.25%

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionTowanda Township
MunicipalityTowanda Village
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$80,093 (+21.55%) Land $12,211 Building $67,882$240,279 (+21.55%) Land $36,633 Building $203,646
2024$4,457.00 (+8.15%)
2023$4,121.00 (+8.13%)$65,893 (+10.99%) Land $10,046 Building $55,847$197,679 (+10.99%) Land $30,138 Building $167,541
2022$3,811.00$59,368 Land $9,051 Building $50,317$178,104 Land $27,153 Building $150,951

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130051025, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Nearby Flood Policies5 in force
Nearby Flood Claims6 (1979–2021)
Claims Outside the SFHA1 of 6
Most Recent ClaimOct 2021, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 218 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
MCC Network ServicesFiber8,000 / 8,000
Metronet HoldingsFiber5,120 / 5,120
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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