McLean County property record for 305 E Adams St, Towanda, IL 61776 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,040 sqft · built 1960 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Mar 2014) |
| Tax Bill | $3,505 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-05-385-002 |
| Primary APN | 15-05-385-002 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 305 E ADAMS ST |
|---|---|
| City | TOWANDA |
| State | IL |
| Zip | 61776-7617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FELL & HOLDER ADD W5 LOT 1 & ALL LOT 2 BLK 33 |
| Legal Range | 03E |
| Legal Township | 24N |
| Legal Section | 05 |
| Legal Subdivision | FELL & HOLDER ADD |
| Legal Block | 33 |
| Legal Lot Number | 1,2 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | TOWANDA |
| Census Block Group | 5 |
| Census Block | 5049 |
| Census Tract | 5102 |
Source: McLean County records · APN 15-05-385-002
Assessment roll updated April 8, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 E ADAMS ST, TOWANDA, IL 61776-7617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS STATE CREDIT UNION |
| Dec 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LLANO NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 12, 2014 · Amount on Record |
| Deed Sale | Mar 12, 2014 · Amount on Record |
| Deed Document Number | 20143928 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Apr 15, 2026 |
| Property Address | 305 E ADAMS ST, TOWANDA, IL 61776-7617 |
| Document Number | 0000004976 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 20264976 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MCLEAN COUNTY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 305 E ADAMS ST, TOWANDA, IL 61776-7617 |
| Document Number | 0000004976, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 20264976 |
| Name | ILLINOIS STATE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 305 E ADAMS ST, TOWANDA, IL 61776-7617 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 2017-00022712 |
|---|---|
| Date | Dec 26, 2017 |
| Instrument | 2017-00022712 |
| Name | LLANO NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2032 |
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Towanda Township |
| Municipality | Towanda Village |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $53,489 (+21.55%) Land $11,835 Building $41,654 | $160,467 (+21.55%) Land $35,505 Building $124,962 | |
| 2024 | $3,505.00 (+8.58%) | ||
| 2023 | $3,228.00 | $44,006 Land $9,737 Building $34,269 | $132,018 Land $29,211 Building $102,807 |
Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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