208 E Adams St, Towanda, IL 61776 Property Records

McLean County property record for 208 E Adams St, Towanda, IL 61776

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,288 sqft · built 1967
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual on Record
Last Sale	$174,000 (Apr 2021)
Tax Bill	$4,320 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`15-05-381-004`

Property Details

APN / Parcel Number

Primary APN	`15-05-381-004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	209 sqft
Patio Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	208 E ADAMS ST
City	TOWANDA
State	IL
Zip	61776-7626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FEL & HOLDERS ADD LOT 1 & E 1/2 LOT 2 BLK 24
Legal Range	03E
Legal Township	24N
Legal Section	05
Legal Subdivision	FEL & HOLDERS ADD
Legal Block	24
Legal Lot Number	1,2
Jurisdiction	MCLEAN IL
Township / Civil Division	TOWANDA
Census Block Group	5
Census Block	5051
Census Tract	5102

Owner

Source: McLean County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	208 E ADAMS ST, TOWANDA, IL 61776-7626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2021 · Amount on Record
Deed Sale	Apr 27, 2021 · Amount on Record
Deed Document Number	20219805
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 27, 2021
Property Address	208 E ADAMS ST, TOWANDA, IL 61776-7626
Document Number	202100009805
Instrument Date	Apr 12, 2021
Instrument	2021-00009805
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	208 E ADAMS ST, TOWANDA, IL 61776-7626

Mortgage

Document Number	202100009806
Date	Apr 27, 2021
Instrument	2021-00009806

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Towanda Township
Municipality	Towanda Village
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,422 (+21.55%) Land $13,093 Building $51,329	$193,266 (+21.55%) Land $39,279 Building $153,987
2024	$4,320.00 (+8.19%)
2023	$3,993.00	$53,001 Land $10,772 Building $42,229	$159,003 Land $32,316 Building $126,687

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWANDA serves 480 people · EPA ID IL1131050
Water Source	Purchased surface water from BLOOMINGTON
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20