McLean County property record for 301 E Adams St, Towanda, IL 61776
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,046 sqft · built 1922 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,500 (Mar 2025) |
| Tax Bill | $3,599 (2024) |
| Deeds & Mortgages | Jan 2022 Line of Credit Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-05-385-001 |
| Primary APN | 15-05-385-001 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,046 sqft Living Area |
| 1st Floor Area | 1,046 sqft |
| Basement Area | 1,046 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Street Address | 301 E ADAMS ST |
|---|---|
| City | TOWANDA |
| State | IL |
| Zip | 61776-7617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FELL & HOLDER ADD LOT 3 &4 BLK 33 |
| Legal Range | 03E |
| Legal Township | 24N |
| Legal Section | 05 |
| Legal Subdivision | FELL & HOLDER ADD |
| Legal Block | 33 |
| Legal Lot Number | 3,4 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | TOWANDA |
| Census Block Group | 5 |
| Census Block | 5049 |
| Census Tract | 5102 |
Source: McLean County records · APN 15-05-385-001
Assessment roll updated April 8, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 301 E ADAMS ST, TOWANDA, IL 61776-7617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jan 07, 2022 | Deed of Trust, Mortgage · Line of Credit IAA CU |
| Apr 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 21, 2025 · Amount on Record |
| Deed Sale | Mar 21, 2025 · Amount on Record |
| Prior Sale | Apr 27, 2018 · Amount on Record |
| Deed Document Number | 20253671 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 301 E ADAMS ST, TOWANDA, IL 61776-7617 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Title Company | MCLEAN COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 202200000264 |
|---|---|
| Date | Jan 07, 2022 |
| Instrument | 2022-00000264 |
| Name | IAA CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IL 61702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 06, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Apr 27, 2018 |
| Property Address | 301 E ADAMS ST, TOWANDA, IL 61776-7617 |
| Document Number | 201800006436 |
| Instrument Date | Apr 19, 2018 |
| Instrument | 2018-00006436 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | MCLEAN COUNTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 301 E ADAMS ST, TOWANDA, IL 61776-7617 |
| Document Number | 201800006437 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 2018-00006437 |
| Name | MORTGAGE SERVICES III LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Towanda Township |
| Municipality | Towanda Village |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $54,747 (+21.55%) Land $14,606 Building $40,141 | $164,241 (+21.55%) Land $43,818 Building $120,423 | |
| 2024 | $3,599.00 (+8.53%) | ||
| 2023 | $3,316.00 | $45,042 Land $12,017 Building $33,025 | $135,126 Land $36,051 Building $99,075 |
Source: FEMA National Flood Hazard Layer, McLean County (17113C), as of June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130051025, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| MCC Network Services Fiber | 8,000 / 8,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 218 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL1131050, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWANDA serves 480 people |
|---|---|
| Water Source | Purchased surface water from BLOOMINGTON |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures