McLean County property record for 304 E Adams St, Towanda, IL 61776 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,950 sqft · built 2000 |
| Lot Size | 0.43 acres (18,730 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,329 (2024) |
| Deeds & Mortgages | May 2021 Line of Credit Nov 2019 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 15-05-382-002 |
| Primary APN | 15-05-382-002 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,950 sqft Living Area |
| 1st Floor Area | 1,950 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 18,730 sqft (0.43 acres) |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 304 E ADAMS ST |
|---|---|
| City | TOWANDA |
| State | IL |
| Zip | 61776-7617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FELL & HOLDERS ADD LOT 2 & (EX W10) LOT 3 BLK 23 |
| Legal Range | 03E |
| Legal Township | 24N |
| Legal Section | 05 |
| Legal Subdivision | FELL & HOLDERS ADD |
| Legal Block | 23 |
| Legal Lot Number | 2,3 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | TOWANDA |
| Census Block Group | 5 |
| Census Block | 5047 |
| Census Tract | 5102 |
Source: McLean County records · APN 15-05-382-002
Assessment roll updated April 8, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 E ADAMS ST, TOWANDA, IL 61776-7617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 21, 2024 |
| Transfer Doc | 0000007885 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 304 E ADAMS ST, TOWANDA, IL 61776-7617 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100011210 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 2021-00011210 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 304 E ADAMS ST, TOWANDA, IL 61776-7617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 201900018986 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 2019-00018986 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 01, 2029 |
| Rate | 3.5% |
|---|
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Towanda Township |
| Municipality | Towanda Village |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $64,532 (+21.55%) Land $14,103 Building $50,429 | $193,596 (+21.55%) Land $42,309 Building $151,287 | |
| 2024 | $4,329.00 (+8.23%) | ||
| 2023 | $4,000.00 | $53,092 Land $11,603 Building $41,489 | $159,276 Land $34,809 Building $124,467 |
Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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