3058 Hh Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 3058 Hh Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,081 sqft · built 2003
Lot Size	2.82 acres (122,839 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (Jun 2022)
Tax Bill	$7,453 (2025)
Deeds & Mortgages	Oct 2023 Transfer Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-17-200-006-000`

Property Details

APN / Parcel Number

Primary APN	`07-17-200-006-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,081 sqft Living Area
1st Floor Area	2,081 sqft
Basement Area	350 sqft
Unfinished Basement	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Foundation Type	Raised
Lot Area	122,839 sqft (2.82 acres)
Garage Area	1,143 sqft

Exterior Amenities

Porch	Porch
Porch Area	132 sqft
Deck Area	264 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3058 HH RD
City	WATERLOO
State	IL
Zip	62298-5204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	PART SW NE
Legal Range	10W
Legal Township	02S
Legal Section	17
Jurisdiction	MONROE IL
Township / Civil Division	14
Census Block Group	2
Census Block	2087
Census Tract	600402

Owner

Source: Monroe County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3058 HH RD, WATERLOO, IL 62298-5204
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Intrafamily Transfer, Transfer
Oct 6, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK WATERLOO
Jun 21, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Aug 17, 2017	Deed, Transfer · Conventional Mortgage VINSON MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2022 · Amount on Record
Deed Sale	Jun 21, 2022 · Amount on Record
Deed Document Number	2022424789
Last Transfer Date	Oct 26, 2023
Transfer Doc	0000431017
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Oct 26, 2023
Property Address	3058 HH RD, WATERLOO, IL 62298-5204
Document Number	0000431017
Map Reference	MB 189 PG 559
Instrument Date	Oct 24, 2023
Instrument	431017
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3058 HH RD, WATERLOO, IL 62298-5204

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	3058 HH RD, WATERLOO, IL 62298-5204
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000426417
Date	Oct 6, 2022
Instrument	426417

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 21, 2022
Property Address	3058 HH RD, WATERLOO, IL 62298-5204
Document Number	0000424789
Instrument Date	Jun 15, 2022
Instrument	424789
Transaction Type	Transfer
Record Updated	Jul 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	621 N 1150 E, 621, JACKSON, ID 83350-5040

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3058 HH RD, WATERLOO, IL 62298-5204

Mortgage

Document Number	0000424790
Date	Jun 21, 2022
Instrument	424790

Lender

Name	FIRST NATIONAL BANK WATERLOO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Aug 17, 2017
Property Address	3058 HH RD, WATERLOO, IL 62298-5204
Document Number	0000391485
Instrument Date	Aug 15, 2017
Instrument	391485
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$442.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3058 HH RD, WATERLOO, IL 62298-5204

Mortgage

Document Number	0000391486
Date	Aug 17, 2017
Instrument	391486

Lender

Name	VINSON MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,453.00 (+1.07%) Homeowner's exemption	$129,250 (-2.97%) Land $19,940 Building $109,310	$387,750 (-2.97%) Land $59,820 Building $327,930
2024	$7,374.00	$133,206 (+5.86%) Land $21,059 Building $112,147	$399,618 (+5.86%) Land $63,177 Building $336,441
2022	Additional exemption filed	$125,830 Land $19,940 Building $105,890	$377,490 Land $59,820 Building $317,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	263 (1993–2019)
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 9 claims Severe Storms & Flooding, Oct 1993 · 252 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL · Fiber in parts of the area	50 / 10

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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