2758 Hh Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 2758 Hh Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,344 sqft · built 1996
Lot Size	3.21 acres (139,828 sqft)
Owner	Individual Name on Record
Last Sale	$206,000 (Jan 2020)
Tax Bill	$5,388 (2025)
Deeds & Mortgages	Sep 2021 Transfer Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-18-200-013-000`

Property Details

APN / Parcel Number

Primary APN	`07-18-200-013-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Lot Area	139,828 sqft (3.21 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	96 sqft
Patio Area	444 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2758 HH RD
City	WATERLOO
State	IL
Zip	62298-4836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	PART NE NE
Legal Range	10W
Legal Township	02S
Legal Section	18
Jurisdiction	MONROE IL
Township / Civil Division	14
Census Block Group	2
Census Block	2025
Census Tract	600402

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2758 HH RD, WATERLOO, IL 62298-4836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Intrafamily Transfer, Transfer
Jan 3, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jan 6, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2020 · Amount on Record
Deed Sale	Jan 6, 2020 · Amount on Record
Deed Document Number	2020405519
Last Transfer Date	Sep 23, 2021
Transfer Doc	0000419839
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Sep 23, 2021
Property Address	2758 HH RD, WATERLOO, IL 62298-4836
Document Number	0000419839
Instrument Date	Sep 23, 2021
Instrument	419839
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2758 HH RD, WATERLOO, IL 62298-4836

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	2758 HH RD, WATERLOO, IL 62298-4836
Document Number	0000405520
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2758 HH RD WATERLOO IL 622984836, WATERLOO, IL 62298-4836

Mortgage

Document Number	0000405520
Date	Jan 6, 2020
Instrument	405520

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jan 6, 2020
Property Address	2758 HH RD, WATERLOO, IL 62298-4836
Document Number	0000405519
Instrument Date	Jan 3, 2019
Instrument	405519
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$309.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2758 HH RD WATERLOO IL 622984836, WATERLOO, IL 62298-4836

Mortgage

Document Number	405520
Date	Jan 6, 2020
Instrument	405520

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,388.00 (+9.65%) Homeowner's exemption	$95,700 (+3.11%) Land $20,600 Building $75,100	$287,100 (+3.11%) Land $61,800 Building $225,300
2024	$4,914.00
2022	Additional exemption filed	$92,810 Land $20,600 Building $72,210	$278,430 Land $61,800 Building $216,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	263 (1993–2019)
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 9 claims Severe Storms & Flooding, Oct 1993 · 252 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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