3016 Hh Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 3016 Hh Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,956 sqft · built 1964
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (May 2022)
Tax Bill	$6,280 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-17-400-001-000`

Property Details

APN / Parcel Number

Primary APN	`07-17-400-001-000`
Alternative APN	`07170000001100 00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,956 sqft Building Perimeter
1st Floor Area	1,956 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	261,360 sqft (6 acres)
Garage Area	576 sqft
Driveway	Concrete Driveway
Driveway Area	256 sqft

Exterior Amenities

Porch	Slab
Porch Area	566 sqft
Patio Area	494 sqft
Shed	1 Shed
Shed Area	522 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3016 HH RD
City	WATERLOO
State	IL
Zip	62298-5204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	TAX LOTS 10, 11B & 11C
Legal Range	10W
Legal Township	02S
Legal Section	17
Legal Lot Number	10,11
Jurisdiction	MONROE IL
Township / Civil Division	14
Census Block Group	2
Census Block	2087
Census Tract	600402

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3016 HH RD, WATERLOO, IL 62298-5204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOGETHER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	May 31, 2022
Property Address	3016 HH RD, WATERLOO, IL 62298-5204
Document Number	0000424501
Instrument Date	May 27, 2022
Instrument	424501
Transaction Type	Transfer
Record Updated	Jun 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$622.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 THORNHURST CT, 10, COLUMBIA, IL 62236-2502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3016 HH RD, WATERLOO, IL 62298-5204

Mortgage

Document Number	0000424502
Date	May 31, 2022
Instrument	424502

Lender

Name	FIRST NATIONAL BANK WATERLOO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	3016 HH RD, WATERLOO, IL 62298-5204
Document Number	0000407393
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3016 HH RD WATERLOO IL 622985204, WATERLOO, IL 62298-5204

Mortgage

Document Number	0000407393
Date	Apr 17, 2020
Instrument	407393

Lender

Name	TOGETHER CU
Address	SAINT LOUIS, MO 63118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 16, 2045

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,970 (+31.73%) Land $25,310 Building $94,660	$359,910 (+31.73%) Land $75,930 Building $283,980
2024	$6,280.00
2022	Additional exemption filed	$91,070 Land $25,310 Building $65,760	$273,210 Land $75,930 Building $197,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	263 (1993–2019)
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 9 claims Severe Storms & Flooding, Oct 1993 · 252 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Harrisonville Telephone Company DSL · Fiber in parts of the area	30 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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