Monroe County property record for 3028 Hh Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,512 sqft · built 1959 |
| Lot Size | 8.56 acres (372,874 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Jun 2026) |
| Tax Bill | $2,266 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-17-200-004-000 |
| Primary APN | 07-17-200-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 372,874 sqft (8.56 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 40 sqft |
| Patio Area | 338 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3028 HH RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART TAX LOT 14 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Lot Number | 14 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 14 |
| Census Block Group | 2 |
| Census Block | 2087 |
| Census Tract | 600402 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 964 NW SPRUCE RIDGE DR, D7, STUART, FL 34994-9551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2026 · Amount on Record |
| Deed Sale | Jun 29, 2026 · Amount on Record |
| Deed Document Number | 2026443224 |
| Prior Transfer Date | Apr 12, 2019 |
| Prior Transfer Doc | 0000400884 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 29, 2026 |
| Property Address | 3028 HH RD, WATERLOO, IL 62298-5204 |
| Document Number | 0000443224 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 2026443224 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,512.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000443225, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 2026443225 |
| Name | FCB BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,266.00 (-0.92%) Homeowner's exemption Senior Citizen's exemption | $83,170 (-2.46%) Land $29,640 Building $53,530 | $249,510 (-2.46%) Land $88,920 Building $160,590 |
| 2024 | $2,287.00 | $85,270 (+30.74%) Land $31,303 Building $53,967 | $255,810 (+30.74%) Land $93,909 Building $161,901 |
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $65,220 Land $29,640 Building $35,580 | $195,660 Land $88,920 Building $106,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 263 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 30 / 3 |
5G and 4G LTE (outdoors only)
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