3011 Hh Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 3011 Hh Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,291 sqft · built 2005
Lot Size	11.7 acres (509,652 sqft)
Owner	2 Individual Names on File
Tax Bill	$15,202 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-17-100-004-000`

Property Details

APN / Parcel Number

Primary APN	`07-17-100-004-000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	2,291 sqft Building Perimeter
1st Floor Area	1,767 sqft
Basement Area	2,291 sqft
Unfinished Basement	2,291 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	509,652 sqft (11.7 acres)
Garage Type	Mixed
Garage Area	576 sqft
Driveway	Concrete Driveway
Driveway Area	1,440 sqft

Exterior Amenities

Porch	Slab
Porch Area	770 sqft
Deck Area	308 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3011 HH RD
City	WATERLOO
State	IL
Zip	62298-5203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	PART TAX LOTS 1, 2B, 15, 18 & PART TAX LOT 2A SUR 597
Legal Range	10W
Legal Township	02S
Legal Section	17
Legal Subdivision	US SURV 597
Legal Lot Number	2A,2B,1
Jurisdiction	MONROE IL
Township / Civil Division	14
Census Block Group	2
Census Block	2014
Census Tract	600402

Owner

3011 Hh Rd is owned and occupied by two individuals.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3011 HH RD, WATERLOO, IL 62298-5203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	3011 HH RD, WATERLOO, IL 62298-5203
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000426426
Date	Oct 6, 2022
Instrument	426426

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2052

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	3011 HH RD, WATERLOO, IL 62298-5203
Document Number	0000411204
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	BENCHMARK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3011 HH RD WATERLOO IL 622985203, WATERLOO, IL 62298-5203

Mortgage

Document Number	0000411204
Date	Sep 23, 2020
Instrument	411204

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 22, 2040

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 3011 Hh Rd was $15,202, up 8.2% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,202.00 (+8.18%) Homeowner's exemption	$259,520 Land $34,940 Building $224,580	$778,560 Land $104,820 Building $673,740
2024	$14,052.00
2022	Additional exemption filed	$192,670 Land $34,940 Building $157,730	$578,010 Land $104,820 Building $473,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3011 Hh Rd in Zone X, an area of minimal flood risk, though there have been 263 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	263 (1993–2019)
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 9 claims Severe Storms & Flooding, Oct 1993 · 252 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3011 Hh Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Harrisonville Telephone Company DSL · Fiber in parts of the area	30 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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