Bay County property record for 3045 E Lapan Rd, Pinconning, MI 48650
| Property Type | Rural Home |
|---|---|
| Details | 1.5 ba · 1,546 sqft |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,217 (2026) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 120-038-100-035-01 |
| Primary APN | 120-038-100-035-01 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,546 sqft Living Area |
| 1st Floor Area | 1,546 sqft |
| Basement Area | 1,546 sqft |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 1,742,400 sqft (40 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3045 E LAPAN RD |
|---|---|
| City | PINCONNING |
| State | MI |
| Zip | 48650-9798 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SW 1/4 OF NW 1/4, EXC N 33 FT OF E 33 FT THF, SEC 7 T17N R5E, 40.00 AC +/ |
| Jurisdiction | BAY MI |
| Township / Civil Division | PINCONNING |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 286300 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3045 E LAPAN RD, PINCONNING, MI 48650-9798 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 3045 E LAPAN RD, PINCONNING, MI 48650-9798 |
| Document Number | 0032330484 |
| Book / Page | 003233 / 000484 |
| Instrument Date | Aug 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3045 E LAPAN RD PINCONNING MI 486509798, PINCONNING, MI 48650-9798 |
| Document Number | 0032330484 |
|---|---|
| Date | Jun 17, 2017 |
| Book Page | 003233/000484 |
| Name | THUMB NAT'L BK&TR |
|---|---|
| Type | Bank |
| Address | PIGEON, MI 48755-0580 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Pinconning Township |
| Unified School District | Pinconning Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,217.00 (+14.4%) Homeowner's exemption | $244,500 (+45.8%) | $489,000 (+45.8%) |
| 2023 | $167,700 | $335,400 | |
| 2022 | $2,812.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 583.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 17 (1983–2020) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | May 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fixed Wireless | 1,000 / 500 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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