2894 E Lapan Rd, Pinconning, MI 48650 Property Records

Bay County property record for 2894 E Lapan Rd, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,742 sqft
Lot Size	1.64 acres (71,438 sqft)
Owner	Individual Name on File
Last Sale	$159,900 (Jan 2023)
Tax Bill	$2,530 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-012-400-030-00`

Property Details

APN / Parcel Number

Primary APN	`120-012-400-030-00`

Interior

Full Baths	1 Bath
Building Area	1,742 sqft Living Area
1st Floor Area	1,161 sqft
Basement Area	1,161 sqft

Exterior

Architectural Style	Ranch
Lot Area	71,438 sqft (1.64 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2894 E LAPAN RD
City	PINCONNING
State	MI
Zip	48650-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 446 FT OF N 160 FT OF A PARC DESCD AS SE 1/4 LYG E OF D&MRR, EX E 49.33 A. SEC.12,T17N,R4E
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	3
Census Block	3027
Census Tract	286300

Owner

2894 E Lapan Rd is owned and occupied by an individual who bought it in January 2023.

Source: Bay County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	2434 BEECH DR, KAWKAWLIN, MI 48631-9144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2023 · Amount on File
Deed Sale	Jan 9, 2023 · Amount on File
Prior Sale	Jul 5, 2011 · Amount on File
Deed Document Number	2023304
Prior Transfer Date	Mar 17, 1988
Prior Transfer Doc	1079000517
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Jan 9, 2023
Property Address	2894 E LAPAN RD, PINCONNING, MI 48650-9719
Document Number	0000000304
Instrument Date	Jan 6, 2023
Instrument	202300304
Transaction Type	Transfer
Record Updated	Jul 24, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2894 E LAPAN RD, PINCONNING, MI 48650-9719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2434 BEECH DR, KAWKAWLIN, MI 48631-9144

Mortgage

Document Number	0000000305
Date	Jan 9, 2023
Instrument	202300305

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	2894 E LAPAN RD, PINCONNING, MI 48650-9719
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2894 E LAPAN RD, PINCONNING, MI 48650-9719

Mortgage

Document Number	0000016735
Date	Oct 1, 2021
Instrument	202116735

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 2894 E Lapan Rd was $2,530 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Pinconning Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,530.00 Homeowner's exemption	$74,600	$149,200
2023		$63,600 (+9.66%)	$127,200 (+9.66%)
2022	$1,301.00 Homeowner's exemption	$58,000	$116,000
2020	$1,159.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2894 E Lapan Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	17 (1983–2020)
Claims Outside the SFHA	3 of 17
Most Recent Claim	May 2020 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jun 2017 · 2 claims Severe Storms & Flooding, Oct 1986 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2894 E Lapan Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fixed Wireless	1,000 / 500
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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