304 Summit Crest Dr, Lake Forest, CA 92630 Property Records

Orange County property record for 304 Summit Crest Dr, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,855 sqft · built 2010
Lot Size	0.085 acres (3,721 sqft)
Owner	Individual Name on Record
Last Sale	$1,360,000 (Mar 2022)
Tax Bill	$15,028 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`613-841-09`

Property Details

APN / Parcel Number

Primary APN	`613-841-09`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	2,855 sqft Living Area

Exterior

Year Built	Built 2010
Lot Area	3,721 sqft (0.085 acres)
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	304 SUMMIT CREST DR
City	LAKE FOREST
State	CA
Zip	92630-8207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16886 BLK LOT 21
Legal Tract	16886
Legal Lot Number	21
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2002
Census Tract	52423

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	304 SUMMIT CREST DR, LAKE FOREST, CA 92630-8207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Dec 15, 2010 · Amount on Record
Deed Document Number	2022000124572
Record Updated	Jun 8, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 31, 2022
Property Address	304 SUMMIT CREST DR, LAKE FOREST, CA 92630-8207
Document Number	0000124572
Map Reference	VOL 900 PG 9-14
Instrument Date	Mar 17, 2022
Instrument	2022000124572
Transaction Type	Transfer
Record Updated	Apr 11, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	304 SUMMIT CREST DR, LAKE FOREST, CA 92630-8207

Mortgage

Document Number	0000124573
Date	Mar 31, 2022
Instrument	2022000124573

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	304 SUMMIT CREST DR, LAKE FOREST, CA 92630-8207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL CO IE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000390273
Date	Aug 10, 2020
Instrument	2020000390273

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,028.00 (+3.8%) Homeowner's exemption	$1,443,242 (+4.04%) Land $947,798 Building $495,444
2023	$14,478.00 (+68.15%)	$1,387,200 Land $910,994 Building $476,206
2022	$8,610.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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