301 Summit Crest Dr, Lake Forest, CA 92630 Property Records

Orange County property record for 301 Summit Crest Dr, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,016 sqft · built 2010
Lot Size	0.121 acres (5,280 sqft)
Owner	2 Company Names on Record
Last Sale	$770,000 (Aug 2010)
Tax Bill	$10,217 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`613-841-01`

Property Details

APN / Parcel Number

Primary APN	`613-841-01`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,016 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	5,280 sqft (0.121 acres)
Garage Area	393 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	301 SUMMIT CREST DR
City	LAKE FOREST
State	CA
Zip	92630-8207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16886 BLK LOT 29
Legal Subdivision	TRACT NO 16886
Legal Tract	16886
Legal Lot Number	29
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2002
Census Tract	52423

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	301 SUMMIT CREST DR, LAKE FOREST, CA 92630-8207
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 5, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2010 · Amount on Record
Deed Sale	Aug 17, 2010 · Amount on Record
Deed Document Number	2010396714
Last Transfer Date	May 21, 2025
Transfer Doc	0000163462
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	301 SUMMIT CREST DR, LAKE FOREST, CA 92630-8207
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 SUMMIT CREST DR, LAKE FOREST, CA 92630-8207

Mortgage

Document Number	0000102236
Date	Feb 16, 2021
Instrument	2021000102236

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	301 SUMMIT CREST DR, LAKE FOREST, CA 92630-8207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000227575
Date	Jun 5, 2017
Instrument	2017000227575

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	419 Months
Due	May 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	301 SUMMIT CREST DR, LAKE FOREST, CA 92630-8207
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000143213
Date	Mar 31, 2020
Instrument	2020000143213

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,006,190 (+2%) Land $519,992 Building $486,198
2025	$10,217.00 (+4.33%) Homeowner's exemption	$986,461 (+4.04%) Land $509,796 Building $476,665
2023	$9,793.00 (+1.82%) Homeowner's exemption	$948,156 Land $490,000 Building $458,156
2022	$9,618.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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