Herkimer County and Russia Town property record for 287 Main St, Cold Brook, NY 13324 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,080 sqft · built 1940 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,000 (2025) |
| Deeds & Mortgages | Aug 2021 Sale Oct 2019 Refinance |
| APN | 214401 088.44-1-3 |
| Primary APN | 214401 088.44-1-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 30,492 sqft (0.7 acres) |
| Lot Dimensions | 100 ft deep x 402 ft wide |
| Garage Type | Detached |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 152 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 062001380 |
|---|---|
| Street Address | 287 MAIN ST |
| City | COLD BROOK |
| State | NY |
| Zip | 13324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 44 RG HOUSE 1/4 ACRE RTE 8 |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | RUSSIA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11503 |
Source: Herkimer County and Russia Town records · APN 214401 088.44-1-3
Assessment roll updated May 1, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 53, COLD BROOK, NY 13324-0053 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Aug 25, 2021 | Warranty Deed, Transfer |
| Oct 17, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SOURCE FEDERAL CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 23, 2021 |
| Transfer Doc | 20214691 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Aug 25, 2021 |
| Property Address | 287 MAIN ST, COLD BROOK, NY 13324 |
| Document Number | 20214691 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 2021-4691 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1029 HONEY HILL RD, POLAND, NY 13431-2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 287 MAIN ST, COLD BROOK, NY 13324 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INDEPENDENT TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 20194648 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 2019-4648 |
| Name | FIRST SOURCE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2034 |
Source: Herkimer County and Russia Town records · Assessment roll updated May 1, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Russia Town |
| Municipality | Cold Brook Village |
| Unified School District | Poland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,000.00 (+56.13%) | $85,800 (-) Land $10,000 Building $75,800 | $119,332 (+4.31%) Land $13,908 Building $105,424 |
| 2023 | $85,800 Land $10,000 Building $75,800 | $114,400 Land $13,333 Building $101,067 | |
| 2020 | $1,281.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360430115031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2019–2026) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2026, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| The Middleburgh Telephone Company | Fiber | 500 / 100 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures