304 E Franklin St, Troy, OH 45373 Property Records

Miami County property record for 304 E Franklin St, Troy, OH 45373 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,156 sqft · built 1840
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$42,000 (Jun 2016)
Tax Bill$3,443 (2025)
Deeds & MortgagesNov 2023 Mortgage
Flood ZoneZone X (minimal risk)
APND08-003050

Property Details

APN / Parcel Number

Primary APND08-003050
Alternative APNs
  • 050627.2-16-004-00
  • D08SE013 01200

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,156 sqft Living Area
1st Floor Area2,156 sqft
Basement Area764 sqft

Exterior

Year BuiltBuilt 1840
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions160 ft deep x 67 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area462 sqft
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Old Parcel NumberD08SE013 01200
Street Address304 E FRANKLIN ST
CityTROY
StateOH
Zip45373-3510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 110 65.88' W SIDE
Legal Lot Number110 66
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2007
Census Tract365200

Owner

Source: Miami County records · APN D08-003050

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address304 E FRANKLIN ST, TROY, OH 45373-3510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2016 · Amount on Record
Deed SaleJun 23, 2016 · Amount on Record
Prior SaleApr 02, 2010
Deed Document Number2016OR-07410
Record UpdatedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address304 E FRANKLIN ST, TROY, OH 45373-3510
Transaction TypeMortgage
Record UpdatedDec 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013069
DateNov 27, 2023
Instrument2023OR-13069
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,443.00 (+47.01%) Homeowner's exemption$99,960 (+61.07%) Land $8,190 Building $91,770$285,600 (+61.08%) Land $23,400 Building $262,200
2024$2,342.00 (+2.18%) Homeowner's exemption$62,060 (-) Land $8,540 Building $53,520
2023$2,292.00 (+114.01%) Homeowner's exemption$62,060 (-) Land $8,540 Building $53,520$177,300 (-) Land $24,400 Building $152,900
2022$1,071.00 Homeowner's exemption$62,060 Land $8,540 Building $53,520$177,300 Land $24,400 Building $152,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedCulbertson, Robert, House
listed 1975 · 1 contributing resources · NRIS 75001489

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 624 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Frontier, AT&T, Benton Ridge Telephone Company, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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