106 4th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 106 4th Ave, Sterling, IL 61081

Property Summary

Property Type	Commercial
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on File
Tax Bill	$2,031 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`1121489004`

Property Details

APN / Parcel Number

Primary APN	`1121489004`
Alternative APNs	`117295` `11005`

Exterior

Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide

Location & Zoning

Account Number	117295
Street Address	106 4TH AVE
City	STERLING
State	IL
Zip	61081-3916
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	W OF BROADWAY N 1/3 LT 4 & 5 BLK 46 DOR 17-098-00003 145500X
Legal Subdivision	WEST BROADWAY
Legal Block	46
Legal Lot Number	4-5
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2111
Census Tract	1102

Owner

106 4th Ave, a commercial property, is owned by an individual.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	303 DIXON AVE, ROCK FALLS, IL 61071-1759
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Warranty Deed, Transfer · Closed-End Mortgage MILLEDGEVILLE STATE BANK
Mar 9, 2017	Warranty Deed, Transfer NTI TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jan 5, 2024
Property Address	106 4TH AVE, STERLING, IL 61081-3916
Document Number	0000000056
Instrument Date	Dec 28, 2023
Instrument	2024-00056
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 DIXON AVE, ROCK FALLS, IL 61071-1759

Mortgage

Document Number	0000000057
Date	Jan 5, 2024
Instrument	2024-00057

Lender

Name	MILLEDGEVILLE STATE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	61 Months
Due	Feb 27, 2029

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 9, 2017
Property Address	106 4TH AVE, STERLING, IL 61081-3916
Document Number	0000001328
Instrument Date	Mar 8, 2017
Instrument	1328
Transaction Type	Transfer
Record Updated	Mar 23, 2017
Title Company	NTI TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 4TH AVE STERLING IL 61081, STERLING, IL 61081

Tax Assessment & Valuation

The 2025 property tax bill for 106 4th Ave was $2,031.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,031.00	$19,998 Land $2,198 Building $17,800
2024			$59,994 Land $6,594 Building $53,400
2022	Additional exemption filed

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 4th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 4th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	250 / 50

May also be available: Verizon.

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