3031 Speeks Dr, Midlothian, VA 23112 Property Records

Chesterfield County property record for 3031 Speeks Dr, Midlothian, VA 23112 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1984
Lot Size	0.422 acres (18,382 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Sep 2017)
Tax Bill	$2,511 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04906100E00F083`

Property Details

APN / Parcel Number

Primary APN	`04906100E00F083`
Alternative APNs	`745-68-64-19-500-000` `390959001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,382 sqft (0.422 acres)
Deck Area	52 sqft
Patio Area	52 sqft
Storage Building	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	390959001
Street Address	3031 SPEEKS DR
City	MIDLOTHIAN
State	VA
Zip	23112-3329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAM GWYN EST L83 BK F SE E
Legal Subdivision	WILLIAM GWYN ESTATES
Legal Block	F
Legal Lot Number	83
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	3
Census Block	3001
Census Tract	100919

Owner

Source: Chesterfield County records · APN 04906100E00F083

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3031 SPEEKS DR, MIDLOTHIAN, VA 23112-3329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Mar 06, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Mar 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MTG
Sep 01, 2017	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 01, 2017 · Amount on Record
Deed Sale	Sep 01, 2017 · Amount on Record
Prior Sale	Dec 22, 2008 · Amount on Record
Deed Document Number	201735310
Deed Book / Page	11741 / 168
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 10, 2026
Property Address	3031 SPEEKS DR, MIDLOTHIAN, VA 23112-3329
Document Number	0000025274
Book / Page	15310 / 200
Instrument Date	Jul 01, 2026
Instrument	202625274
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3031 SPEEKS DR, MIDLOTHIAN, VA 23112-3329

Mortgage

Document Number	0000025274,
Date	Jul 10, 2026
Book Page	15310/200
Instrument	202625274

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 01, 2066

Interest

Rate	6.48%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3031 SPEEKS DR, MIDLOTHIAN, VA 23112-3329
Transaction Type	Mortgage
Record Updated	Mar 21, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014496-425
Date	Mar 06, 2024
Book Page	14496/425
Instrument	2024006206

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	469 Months
Due	Apr 01, 2063

Interest

Rate Type	Fixed Rate

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3031 SPEEKS DR, MIDLOTHIAN, VA 23112-3329
Transaction Type	Mortgage
Record Updated	Mar 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014216-384
Date	Mar 10, 2023
Book Page	14216/384
Instrument	2023006487

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Apr 01, 2063

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3031 SPEEKS DR, MIDLOTHIAN, VA 23112-3329
Document Number	11741188
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11741188
Date	Sep 01, 2017
Book Page	011741/000188
Instrument	35312

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Interest

Rate Type	Fixed Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Sep 01, 2017
Property Address	3031 SPEEKS DR, MIDLOTHIAN, VA 23112-3329
Document Number	11741168
Book / Page	011741 / 000168
Instrument Date	Aug 23, 2017
Instrument	35310
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3031 SPEEKS DR MIDLOTHIAN VA 231123329, MIDLOTHIAN, VA 23112-3329

Mortgage

Document Number	11741171
Date	Sep 01, 2017
Book Page	011741/000171
Instrument	35311

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	11741188,
Date	Sep 01, 2017
Book Page	011741/000188
Instrument	35312

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,511.00 (+16.47%)	$279,400 (+4.8%) Land $57,000 Building $222,400	$279,400 (+4.8%) Land $57,000 Building $222,400
2025		$266,600 (+13.83%) Land $55,000 Building $211,600	$266,600 (+13.83%) Land $55,000 Building $211,600
2023	$2,156.00	$234,200 Land $50,000 Building $184,200	$234,200 Land $50,000 Building $184,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (51041C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510411009193, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999, river or lake flooding, Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 162 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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