3043 Speeks Dr, Midlothian, VA 23112 Property Records

Chesterfield County property record for 3043 Speeks Dr, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1984
Lot Size	0.339 acres (14,767 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Apr 2013)
Tax Bill	$2,523 (2026)
Deeds & Mortgages	Aug 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04906100E00F085`

Property Details

APN / Parcel Number

Primary APN	`04906100E00F085`
Alternative APNs	`745-68-63-68-100-000` `360351001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,767 sqft (0.339 acres)
Deck Area	104 sqft
Patio Area	104 sqft
Storage Building	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	360351001
Street Address	3043 SPEEKS DR
City	MIDLOTHIAN
State	VA
Zip	23112-3329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	WILLIAM GWYN EST L85 BK F SE E
Legal Subdivision	WILLIAM GWYN ESTATES
Legal Block	F
Legal Lot Number	85
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	3
Census Block	3001
Census Tract	100919

Owner

Source: Chesterfield County records · APN 04906100E00F085

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3043 SPEEKS DR, MIDLOTHIAN, VA 23112-3329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 09, 2013 · Amount on Record
Deed Sale	Apr 09, 2013 · Amount on Record
Prior Sale	May 26, 2011 · Amount on Record
Deed Book / Page	10147 / 964
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3043 SPEEKS DR, MIDLOTHIAN, VA 23112-3329
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014048-655
Date	Aug 04, 2022
Book Page	14048/655
Instrument	2022034825

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	249 Months
Due	May 01, 2043

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,523.00 (+16.48%)	$280,700 (+4.78%) Land $57,000 Building $223,700	$280,700 (+4.78%) Land $57,000 Building $223,700
2025		$267,900 (+13.85%) Land $55,000 Building $212,900	$267,900 (+13.85%) Land $55,000 Building $212,900
2023	$2,166.00	$235,300 Land $50,000 Building $185,300	$235,300 Land $50,000 Building $185,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 162 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.