3018 Speeks Dr, Midlothian, VA 23112 Property Records

Chesterfield County property record for 3018 Speeks Dr, Midlothian, VA 23112

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,029 sqft · built 1994
Lot Size0.234 acres (10,193 sqft)
Owner2 Individual Names on Record
Last Sale$138,500 (May 2010)
Tax Bill$2,363 (2026)
Deeds & MortgagesFeb 2021 Refinance
Mar 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN04906110F00F049

Property Details

APN / Parcel Number

Primary APN04906110F00F049
Alternative APNs
  • 745-68-72-21-600-000
  • 345905002

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,029 sqft Finished Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleTraditional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeMasonry
Roof MaterialComposition Shingle
Lot Area10,193 sqft (0.234 acres)

Exterior Amenities

Deck Area132 sqft
Patio Area132 sqft
Balcony Area39 sqft
Storage Building18 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number345905002
Street Address3018 SPEEKS DR
CityMIDLOTHIAN
StateVA
Zip23112-3328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR9 - SINGL
Legal DescriptionWILLIAM GWYN EST L49 BK F SE F
Legal SubdivisionWILLIAM GWYN ESTATES
Legal BlockF
Legal Lot Number49
JurisdictionCHESTERFIELD VA
Township / Civil DivisionCLOVER HILL
Census Block Group3
Census Block3001
Census Tract100919

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6207 GOODING POND CT, BURKE, VA 22015-4047
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC
Mar 29, 2021Deed of Trust, Mortgage · Line of Credit
PENTAGON FEDERAL CREDIT UNION
Feb 8, 2021Intrafamily Transfer, Transfer · Stand-Alone Refinance
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2010 · Amount on Record
Deed SaleMay 25, 2010 · Amount on Record
Prior SaleOct 16, 2001 · Amount on Record
Deed Book / Page9086 / 541
Last Transfer DateFeb 2, 2021
Transfer Doc13229-493
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address3018 SPEEKS DR, MIDLOTHIAN, VA 23112-3328
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number013229-497
DateFeb 8, 2021
Book Page13229/497
Instrument2021008219
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term180 Months
DueFeb 1, 2036
Interest
Rate TypeFixed Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address3018 SPEEKS DR, MIDLOTHIAN, VA 23112-3328
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number013327-561
DateMar 29, 2021
Book Page13327/561
Instrument2021020328
Lender
NamePENTAGON FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 7, 2051
Interest
Rate TypeAdjustable Rate

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESTERFIELD VA
Recording DateFeb 8, 2021
Property Address3018 SPEEKS DR, MIDLOTHIAN, VA 23112-3328
Document Number13229-493
Book / Page13229 / 493
Instrument DateFeb 2, 2021
Instrument2021008218
Transaction TypeTransfer
Record UpdatedAug 10, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6207 GOODING POND CT, BURKE, VA 22015-4047

Mortgage

Document Number013229-497
DateFeb 8, 2021
Book Page13229/497
Instrument2021008219
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term180 Months
DueFeb 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,363.00 (+4.74%)$262,700 (+4.79%) Land $57,000 Building $205,700$262,700 (+4.79%) Land $57,000 Building $205,700
2025$2,256.00 (+11.79%)$250,700 (+14.42%) Land $55,000 Building $195,700$250,700 (+14.42%) Land $55,000 Building $195,700
2023$2,018.00$219,100 Land $50,000 Building $169,100$219,100 Land $50,000 Building $169,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1999)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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