Chesterfield County property record for 3025 Speeks Dr, Midlothian, VA 23112 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,615 sqft · built 1993 |
| Lot Size | 0.382 acres (16,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $201,050 (May 2019) |
| Tax Bill | $3,310 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage May 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04906100E00F082 |
| Primary APN | 04906100E00F082 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,615 sqft Finished Area |
| Basement Area | 1,016 sqft |
| Finished Basement | 589 sqft |
| Unfinished Basement | 427 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,640 sqft (0.382 acres) |
| Garage Area | 720 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 352 sqft |
| Deck Area | 48 sqft |
| Patio Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 404508001 |
|---|---|
| Street Address | 3025 SPEEKS DR |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-3329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLIAM GWYN EST L82 BK F SE E |
| Legal Subdivision | WILLIAM GWYN ESTATES |
| Legal Block | F |
| Legal Lot Number | 82 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | CLOVER HILL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 100919 |
Source: Chesterfield County records · APN 04906100E00F082
Assessment roll updated June 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3025 SPEEKS DR, MIDLOTHIAN, VA 23112-3329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 28, 2024 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 02, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Jul 02, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| May 03, 2019 | Warranty Deed, Transfer · FHA Mortgage GEORGE MASON MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 03, 2019 · Amount on Record |
| Deed Sale | May 03, 2019 · Amount on Record |
| Prior Sale | Jun 06, 2003 · Amount on Record |
| Deed Document Number | 201915616 |
| Deed Book / Page | 12295 / 670 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jun 30, 2026 |
| Property Address | 3025 SPEEKS DR, MIDLOTHIAN, VA 23112-3329 |
| Document Number | 0000023898 |
| Book / Page | 15299 / 843 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202623898 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3025 SPEEKS DR, MIDLOTHIAN, VA 23112-3329 |
| Document Number | 0000023898, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 15299/843 |
| Instrument | 202623898 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3025 SPEEKS DR, MIDLOTHIAN, VA 23112-3329 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 014565-104 |
|---|---|
| Date | May 28, 2024 |
| Book Page | 14565/104 |
| Instrument | 2024015421 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3025 SPEEKS DR, MIDLOTHIAN, VA 23112-3329 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 013502-416 |
|---|---|
| Date | Jul 02, 2021 |
| Book Page | 13502/416 |
| Instrument | 2021043064 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3025 SPEEKS DR, MIDLOTHIAN, VA 23112-3329 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 13502-416 |
|---|---|
| Date | Jul 02, 2021 |
| Book Page | 13502/416 |
| Instrument | 2021043064 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.38% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | May 03, 2019 |
| Property Address | 3025 SPEEKS DR, MIDLOTHIAN, VA 23112-3329 |
| Document Number | 12295670 |
| Book / Page | 012295 / 000670 |
| Instrument Date | May 01, 2019 |
| Instrument | 15616 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $201.05 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3025 SPEEKS DR MIDLOTHIAN VA 231123329, MIDLOTHIAN, VA 23112-3329 |
| Document Number | 12295675 |
|---|---|
| Date | May 03, 2019 |
| Book Page | 012295/000675 |
| Instrument | 15617 |
| Name | GEORGE MASON MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 02, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,310.00 (+23.97%) | $369,200 (+5.97%) Land $57,000 Building $312,200 | $369,200 (+5.97%) Land $57,000 Building $312,200 |
| 2025 | $348,400 (+19.85%) Land $55,000 Building $293,400 | $348,400 (+19.85%) Land $55,000 Building $293,400 | |
| 2023 | $2,670.00 | $290,700 Land $50,000 Building $240,700 | $290,700 Land $50,000 Building $240,700 |
Source: FEMA National Flood Hazard Layer, Chesterfield County (51041C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510411009193, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1999, river or lake flooding, Hurricane Floyd Major Disaster Declarations |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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