3024 Speeks Dr, Midlothian, VA 23112 Property Records

Chesterfield County property record for 3024 Speeks Dr, Midlothian, VA 23112

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,200 sqft · built 1984
Lot Size0.226 acres (9,845 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Jul 2019)
Tax Bill$2,521 (2026)
Deeds & MortgagesApr 2024 Line of Credit
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04906100E00F048

Property Details

APN / Parcel Number

Primary APN04906100E00F048
Alternative APNs
  • 745-68-72-10-800-000
  • 406912001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,200 sqft Finished Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,845 sqft (0.226 acres)
Deck Area104 sqft
Patio Area104 sqft
Storage Building28 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number406912001
Street Address3024 SPEEKS DR
CityMIDLOTHIAN
StateVA
Zip23112-3328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR9 - SINGL
Legal DescriptionWILLIAM GWYN EST L48 BK F SE E
Legal SubdivisionWILLIAM GWYN ESTATES
Legal BlockF
Legal Lot Number48
JurisdictionCHESTERFIELD VA
Township / Civil DivisionCLOVER HILL
Census Block Group3
Census Block3001
Census Tract100919

Owner

Source: Chesterfield County assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1724 BETTY LN, RICHMOND, VA 23226-2800
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2024Deed of Trust, Mortgage · Line of Credit
THE FIRST BANK AND TRUST COMPANY
Jul 29, 2019Warranty Deed, Transfer · Conventional Mortgage
SYNERGY ONE LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 29, 2019 · Amount on Record
Deed SaleJul 29, 2019 · Amount on Record
Prior SaleDec 22, 2005 · Amount on Record
Deed Document Number201928326
Deed Book / Page12388 / 188
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address3024 SPEEKS DR, MIDLOTHIAN, VA 23112-3328
Transaction TypeMortgage
Record UpdatedApr 24, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number014523-630
DateApr 8, 2024
Book Page14523/630
Instrument2024009840
Lender
NameTHE FIRST BANK AND TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateJul 29, 2019
Property Address3024 SPEEKS DR, MIDLOTHIAN, VA 23112-3328
Document Number12388188
Book / Page012388 / 000188
Instrument DateJun 25, 2019
Instrument28326
Transaction TypeTransfer
Record UpdatedAug 14, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4805 COLEMAN RD RICHMOND VA 232302505, RICHMOND, VA 23230-2505

Mortgage

Document Number12388192
DateJul 29, 2019
Book Page012388/000192
Instrument28327
Lender
NameSYNERGY ONE LNDG
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 28, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,521.00 (+16.66%)$280,500 (+4.82%) Land $57,000 Building $223,500$280,500 (+4.82%) Land $57,000 Building $223,500
2025$267,600 (+13.97%) Land $55,000 Building $212,600$267,600 (+13.97%) Land $55,000 Building $212,600
2023$2,161.00$234,800 Land $50,000 Building $184,800$234,800 Land $50,000 Building $184,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1999)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

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