Shelby County property record for 3030 Steeplegate Cv, Germantown, TN 38138
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,183 sqft · built 1999 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $527,500 (Dec 2020) |
| Tax Bill | $4,616 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | G0-231B-J0-0013 |
| Primary APN | G0-231B-J0-0013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,183 sqft Living Area |
| Gross Area | 4,875 sqft |
| 1st Floor Area | 2,460 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 140 ft deep x 107 ft wide |
| Garage Type | Attached |
| Garage Area | 692 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 390 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3030 STEEPLEGATE CV |
|---|---|
| City | GERMANTOWN |
| State | TN |
| Zip | 38138-7749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | ES STEEPLEGATE CV |
| Legal Subdivision | STEEPLEGATE SEC A |
| Legal Lot Number | 13 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 21341 |
3030 Steeplegate Cv is owned and occupied by two individuals who bought it in December 2020.
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3030 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Mar 8, 2022 | Deed of Trust, Mortgage · Line of Credit LOWER LLC |
| Aug 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| Dec 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage COGENT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2020 · Amount on File |
| Deed Sale | Dec 8, 2020 · Amount on File |
| Prior Sale | Jun 19, 2000 · Amount on File |
| Deed Document Number | 2020136257 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 3030 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022026297 |
|---|---|
| Date | Mar 8, 2022 |
| Instrument | 22026297 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 3030 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022026298 |
|---|---|
| Date | Mar 8, 2022 |
| Instrument | 22026298 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 3030 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021098282 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 21098282 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Dec 8, 2020 |
| Property Address | 3030 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749 |
| Document Number | 0020136257 |
| Map Reference | MB 163 PG 70 |
| Instrument Date | Dec 2, 2020 |
| Instrument | 20136257 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,951.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3030 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749 |
| Document Number | 0020136259 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 20136259 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 3030 Steeplegate Cv was $4,616.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Germantown City |
| Unified School District | Germantown Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,616.00 | $171,600 Land $33,950 Building $137,650 | $686,400 Land $135,800 Building $550,600 |
| 2023 | $124,625 Land $23,175 Building $101,450 | ||
| 2022 | $6,310.00 | ||
| 2021 | $498,500 Land $92,700 Building $405,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3030 Steeplegate Cv in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2019–2023) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3030 Steeplegate Cv is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GERMANTOWN WATER DEPT serves 37,738 people · EPA ID TN0000262 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Copper | 1.5 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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