3016 Steeplegate Cv, Germantown, TN 38138 Property Records

Shelby County property record for 3016 Steeplegate Cv, Germantown, TN 38138

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,975 sqft · built 1999
Lot Size0.344 acres (15,000 sqft)
Owner2 Trust Names on File
Last Sale$478,000 (Sep 2019)
Tax Bill$4,868 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jul 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNG0-231B-J0-0014

Property Details

APN / Parcel Number

Primary APNG0-231B-J0-0014

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area4,975 sqft Living Area
Gross Area5,977 sqft
1st Floor Area2,449 sqft
Utility Area221 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions140 ft deep x 107 ft wide
Garage TypeAttached
Garage Area682 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Frame Porch
Porch Area364 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3016 STEEPLEGATE CV
CityGERMANTOWN
StateTN
Zip38138-7749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionES STEEPLEGATE CV
Legal SubdivisionSTEEPLEGATE SEC A
Legal Lot Number14
JurisdictionSHELBY TN
Township / Civil Division4
Census Block Group3
Census Block3000
Census Tract21341

Owner

3016 Steeplegate Cv is owner-occupied and held in a trust since June 2020.

Source: Shelby County records, as of June 2, 2026

Owner of Record2 Trust Names on File
Mailing Address3016 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Jul 27, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 30, 2019Warranty Deed, Transfer · Conventional with PMI
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2019 · Amount on File
Deed SaleSep 30, 2019 · Amount on File
Prior SaleNov 19, 1999 · Amount on File
Deed Document Number2019101408
Last Transfer DateJun 12, 2020
Transfer Doc0000077310
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address3016 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749
Transaction TypeMortgage
Record UpdatedMar 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021032124
DateMar 22, 2021
Instrument21032124
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHELBY TN
Recording DateJul 27, 2020
Property Address3016 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749
Document Number0000077310
Instrument DateJun 12, 2020
Instrument77310
Transaction TypeTransfer
Record UpdatedAug 5, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3016 STEEPLEGATE CV GERMANTOWN TN 381387749, GERMANTOWN, TN 38138-7749

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateSep 30, 2019
Property Address3016 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749
Document Number0000101408
Instrument DateSep 19, 2019
Instrument101408
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,768.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3016 STEEPLEGATE CV GERMANTOWN TN 381387749, GERMANTOWN, TN 38138-7749

Mortgage

Document Number101409
DateSep 30, 2019
Instrument101409
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3016 Steeplegate Cv was $4,868.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityGermantown City
Unified School DistrictGermantown Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,868.00$180,975 Land $33,950 Building $147,025$723,900 Land $135,800 Building $588,100
2023$132,350 Land $23,175 Building $109,175
2022$6,701.00
2021$529,400 Land $92,700 Building $436,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3016 Steeplegate Cv in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2019–2023)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3016 Steeplegate Cv has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGERMANTOWN WATER DEPT
serves 37,738 people · EPA ID TN0000262
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb
Copper1.5 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Nearby Properties on Steeplegate Cv

Nearby Streets

Search Property Records by Address or Parcel Number