3010 Steeplegate Cv, Germantown, TN 38138 Property Records

Shelby County property record for 3010 Steeplegate Cv, Germantown, TN 38138

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,655 sqft · built 1999
Lot Size0.379 acres (16,516 sqft)
Owner2 Individual Names on File
Last Sale$640,000 (Aug 2024)
Tax Bill$4,825 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNG0-231B-J0-0015

Property Details

APN / Parcel Number

Primary APNG0-231B-J0-0015

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area3,655 sqft Living Area
Gross Area4,632 sqft
1st Floor Area2,112 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2005
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Lot Area16,516 sqft (0.379 acres)
Lot Dimensions140 ft deep x 144 ft wide
Garage TypeAttached
Garage Area696 sqft
Parking Spaces2 Parking Spaces
Pool Area450 sqft
PorchEnclosed Frame Porch
Patio Area45 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3010 STEEPLEGATE CV
CityGERMANTOWN
StateTN
Zip38138-7749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionES STEEPLEGATE CV COR POPLAR PIKE (SE)
Legal SubdivisionSTEEPLEGATE SEC A
Legal Lot Number15
JurisdictionSHELBY TN
Township / Civil Division4
Census Block Group3
Census Block3000
Census Tract21341

Owner

3010 Steeplegate Cv is owned and occupied by two individuals who bought it in August 2024.

Source: Shelby County records, as of June 2, 2026

Owner of Record2 Individual Names on File
Mailing Address3010 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2022Warranty Deed, Transfer · Conventional Mortgage
COGENT BANK
Mar 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY MORTGAGE CORP
Oct 25, 2017Warranty Deed, Transfer · Conventional Mortgage
TRIUMPH MTG
Jan 23, 2017Deed of Trust, Mortgage · Line of Credit
IBERIABANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2024 · Amount on File
Deed SaleAug 29, 2024 · Amount on File
Prior SaleDec 8, 2022 · Amount on File
Deed Document Number202474427
Prior Transfer DateMay 20, 2009
Prior Transfer Doc0000070562
Record UpdatedOct 29, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateDec 8, 2022
Property Address3010 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749
Document Number0022132239
Map ReferenceMB 204 PG 45
Instrument DateDec 2, 2022
Instrument22132239
Transaction TypeTransfer
Record UpdatedDec 14, 2022
Title CompanyCLOSETRAK LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,257.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3010 STEEPLEGATE CV # 101, 101, GERMANTOWN, TN 38138-7749

Mortgage

Document Number0022132240
DateDec 8, 2022
Instrument22132240
Lender
NameCOGENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address3010 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749
Transaction TypeMortgage
Record UpdatedMar 10, 2021
Title CompanyCLOSETRAK LLC, CLOSETRAK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005695
DateMar 5, 2021
Instrument21025695
Lender
NameCOMMUNITY MORTGAGE CORP
TypeMortgage Company
AddressCORDOVA, TN 38018
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateOct 25, 2017
Property Address3010 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749
Document Number0000110216
Instrument DateOct 20, 2017
Instrument110216
Transaction TypeTransfer
Record UpdatedNov 8, 2017
Title CompanyCOVENANT TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,517.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3010 STEEPLEGATE CV GERMANTOWN TN 381387749, GERMANTOWN, TN 38138-7749

Mortgage

Document Number110217
DateOct 25, 2017
Instrument110217
Lender
NameTRIUMPH MTG
TypeMortgage Company
AddressCOLLIERVILLE, TN 38017
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 24, 2047
Interest
Rate TypeAdjustable Rate
Rate4.25%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address3010 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749
Document Number0000009601
Instrument DateJan 23, 2017
Transaction TypeMortgage
Record UpdatedAug 15, 2018
Title CompanyBAYMARK TITLE AND ESCROW SERVICES, BAYMARK TITLE & ESCROW SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3010 STEEPLEGATE CV GERMANTOWN TN 381387749, GERMANTOWN, TN 38138-7749

Mortgage

Document Number0000009601
DateJan 27, 2017
Instrument9601
Lender
NameIBERIABANK
TypeBank
AddressGERMANTOWN, TN 38138
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 26, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3010 Steeplegate Cv was $4,825.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityGermantown City
Unified School DistrictGermantown Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,825.00$179,400 Land $33,950 Building $145,450$717,600 Land $135,800 Building $581,800
2023$120,200 Land $25,500 Building $94,700
2022$6,085.00
2021$480,800 Land $102,000 Building $378,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3010 Steeplegate Cv in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2019–2023)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3010 Steeplegate Cv has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGERMANTOWN WATER DEPT
serves 37,738 people · EPA ID TN0000262
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb
Copper1.5 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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