Shelby County property record for 2999 Steeplegate Cv, Germantown, TN 38138
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,566 sqft · built 1999 |
| Lot Size | 0.533 acres (23,233 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $577,500 (Aug 2026) |
| Tax Bill | $4,472 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | G0-231B-J0-0001 |
| Primary APN | G0-231B-J0-0001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,566 sqft Living Area |
| Gross Area | 4,175 sqft |
| 1st Floor Area | 1,931 sqft |
| Utility Area | 70 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Lot Area | 23,233 sqft (0.533 acres) |
| Lot Dimensions | 149 ft deep x 93 ft wide |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
| Deck Area | 180 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 2999 STEEPLEGATE CV |
|---|---|
| City | GERMANTOWN |
| State | TN |
| Zip | 38138-7749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | WS STEEPLEGATE CV |
| Legal Subdivision | STEEPLEGATE SEC A |
| Legal Lot Number | 1 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 21341 |
Source: Shelby County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2999 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK |
| Apr 14, 2020 | Deed of Trust, Mortgage · Conventional with PMI HOMEFINITY |
| Feb 27, 2019 | Warranty Deed, Transfer · Conventional with PMI HOMEFINITY |
| Mar 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST TN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on Record |
| Deed Sale | Aug 3, 2026 · Amount on Record |
| Prior Sale | Feb 27, 2019 · Amount on Record |
| Deed Document Number | 202665684 |
| Prior Transfer Date | Dec 28, 1998 |
| Prior Transfer Doc | 0000003469 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Aug 3, 2026 |
| Property Address | 2999 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749 |
| Document Number | 0000065684 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202665684 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215,811.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2999 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749 |
| Document Number | 0000065685, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 202665685 |
| Name | PINNACLE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 2999 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749 |
| Document Number | 0000046010 |
| Instrument Date | Apr 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2999 STEEPLEGATE CV GERMANTOWN TN 381387749, GERMANTOWN, TN 38138-7749 |
| Document Number | 0000046010 |
|---|---|
| Date | May 7, 2020 |
| Instrument | 46010 |
| Name | HOMEFINITY |
|---|---|
| Address | CARROLLTON, TX 75007 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 6, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Feb 27, 2019 |
| Property Address | 2999 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749 |
| Document Number | 0000018866 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 18866 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | HOME SURETY TITLE AND ESCROW LLC, HOME SURETY TITLE&ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,554.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2999 STEEPLEGATE CV GERMANTOWN TN 381387749, GERMANTOWN, TN 38138-7749 |
| Document Number | 18867 |
|---|---|
| Date | Feb 27, 2019 |
| Instrument | 18867 |
| Name | HOMEFINITY |
|---|---|
| Address | 4201 MARSH LN, CARROLLTON, TX 75007-1720 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 2999 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749 |
| Document Number | 0000026039 |
| Instrument Date | Mar 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | LENDERLIVE SETTLEMENT |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2999 STEEPLEGATE CV GERMANTOWN TN 381387749, GERMANTOWN, TN 38138-7749 |
| Document Number | 0000026039 |
|---|---|
| Date | Mar 14, 2017 |
| Instrument | 26039 |
| Name | FIRST TN BK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38101-9815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 13, 2032 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Germantown City |
| Unified School District | Germantown Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,472.00 (-29.05%) | $166,275 (+33.55%) Land $33,950 Building $132,325 | $665,100 (+33.55%) Land $135,800 Building $529,300 |
| 2023 | $124,500 Land $25,125 Building $99,375 | ||
| 2022 | $6,303.00 | ||
| 2021 | $498,000 Land $100,500 Building $397,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2019–2023) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GERMANTOWN WATER DEPT serves 37,738 people · EPA ID TN0000262 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Copper | 1.5 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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