3039 Steeplegate Cv, Germantown, TN 38138 Property Records

Shelby County property record for 3039 Steeplegate Cv, Germantown, TN 38138

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,930 sqft · built 1999
Lot Size	0.344 acres (15,000 sqft)
Owner	Company Name on File
Last Sale	$590,900 (Jul 2021)
Tax Bill	$4,235 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`G0-231B-J0-0005`

Property Details

APN / Parcel Number

Primary APN	`G0-231B-J0-0005`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,930 sqft Living Area
Gross Area	4,672 sqft
1st Floor Area	2,085 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	118 ft deep x 127 ft wide
Garage Type	Attached
Garage Area	742 sqft
Parking Spaces	3 Parking Spaces
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3039 STEEPLEGATE CV
City	GERMANTOWN
State	TN
Zip	38138-7749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WS STEEPLEGATE CV
Legal Subdivision	STEEPLEGATE SEC A
Legal Lot Number	5
Jurisdiction	SHELBY TN
Township / Civil Division	4
Census Block Group	3
Census Block	3000
Census Tract	21341

Owner

3039 Steeplegate Cv is owned by a company that acquired it in January 2023.

Source: Shelby County records, as of June 2, 2026

Owner of Record	Company Name on File
Mailing Address	3039 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Intrafamily Transfer, Transfer · Commercial Mortgage TRUSTMARK NATIONAL BANK
Aug 11, 2022	Deed of Trust, Mortgage · Line of Credit ORION FCU
Jul 15, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2021 · Amount on File
Deed Sale	Jul 15, 2021 · Amount on File
Prior Sale	Aug 31, 2011 · Amount on File
Deed Document Number	202186433
Last Transfer Date	Jan 27, 2023
Transfer Doc	0000008530
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY TN
Recording Date	Feb 3, 2023
Property Address	3039 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749
Document Number	0023008530
Map Reference	MB 204OPG 45
Instrument Date	Jan 27, 2023
Instrument	23008530
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3039 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749

Mortgage

Document Number	0023009055
Date	Feb 3, 2023
Instrument	23009055

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	58 Months
Due	Dec 5, 2027

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	3039 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	NEXUS TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022090469
Date	Aug 11, 2022
Instrument	22090469

Lender

Name	ORION FCU
Type	Credit Union
Address	MEMPHIS, TN 38103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 16, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jul 15, 2021
Property Address	3039 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749
Document Number	0021086433
Map Reference	MB 204 PG 45
Instrument Date	Jul 12, 2021
Instrument	21086433
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,186.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3039 STEEPLEGATE CV, GERMANTOWN, TN 38138-7749

Mortgage

Document Number	0021086434
Date	Jul 15, 2021
Instrument	21086434

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 3039 Steeplegate Cv was $4,235.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Germantown City
Unified School District	Germantown Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,235.00	$157,450 Land $33,950 Building $123,500	$629,800 Land $135,800 Building $494,000
2023		$114,950 Land $23,175 Building $91,775
2022	$5,820.00
2021			$459,800 Land $92,700 Building $367,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3039 Steeplegate Cv in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2019–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3039 Steeplegate Cv is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERMANTOWN WATER DEPT serves 37,738 people · EPA ID TN0000262
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.5 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile.

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