302 Windward, Westphalia, MI 48894 Property Records

Clinton County property record for 302 Windward, Westphalia, MI 48894

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,148 sqft
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$38,000 (Jul 2015)
Tax Bill	$2,066 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161-175-000-023-00`

Property Details

APN / Parcel Number

Primary APN	`161-175-000-023-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,148 sqft Living Area
1st Floor Area	2,148 sqft
Basement Area	2,288 sqft
Unfinished Basement	2,288 sqft

Exterior

Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	50,530 sqft (1.16 acres)
Lot Dimensions	139 ft deep x 178 ft wide
Garage Type	Detached
Garage Area	1,826 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	302 WINDWARD
City	WESTPHALIA
State	MI
Zip	48894-9836
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1B
Legal Description	UNIT 23, WINDWARD ESTATES CONDOMINIUM, CLINTON COUNTY CONDOMINIUM SUBDIVISION PLAN NO. 42. NEW 2005 FROM 161-000-007-001-50.
Legal Subdivision	CONDOMINIUM SUBDIVISION
Legal Unit	23
Jurisdiction	CLINTON MI
Township / Civil Division	WESTPHALIA
Census Block Group	1
Census Block	1005
Census Tract	10400

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 571, WESTPHALIA, MI 48894-0571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage PFCU
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage PFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2015 · Amount on Record
Deed Sale	Jul 1, 2015 · Amount on Record
Deed Document Number	20155229778
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	302 WINDWARD, WESTPHALIA, MI 48894-9836
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5292236
Date	May 5, 2020
Instrument	5292236

Lender

Name	PFCU
Type	Credit Union
Address	PORTLAND, MI 48875

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2040

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	302 WINDWARD, WESTPHALIA, MI 48894-9836
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5292235
Date	May 5, 2020
Instrument	5292235

Lender

Name	PFCU
Type	Credit Union
Address	PORTLAND, MI 48875

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 27, 2035

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Apr 1, 2025
Change Frequency	5 Years
Min Rate At Change	1%
Max Rate At Change	5%
Index	5-Year CMT
Max Rate	8%

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Westphalia Township
Municipality	Westphalia Village
Unified School District	Pewamo-Westphalia Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,000 (+0.68%) Land $24,500 Building $240,500	$530,000 (+0.68%) Land $49,000 Building $481,000
2025	$2,066.00 (-56.31%) Homeowner's exemption	$263,200 (+13.69%) Land $25,100 Building $238,100	$526,400 (+13.69%) Land $50,200 Building $476,200
2024	$4,729.00 (+13.54%)
2023		$231,500	$463,000
2022	$4,165.00 (+14.58%)
2020	$3,635.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF WESTPHALIA serves 925 people · EPA ID MI0007050
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Westphalia Broadband Fiber	1,000 / 1,000

May also be available: CMS Internet, Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windward

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