302 Tequesta Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 302 Tequesta Dr, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,714 sqft · built 2001
Lot Size0.229 acres (9,960 sqft)
OwnerIndividual Name on File
Last Sale$649,900 (May 2021)
Tax Bill$7,990 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Mar 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-589-7615-0

Property Details

APN / Parcel Number

Primary APNC56-000-589-7615-0
Alternative APNs
  • 00-2S-22-0980-000E-0110
  • 22S2000980000E0110

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,714 sqft Living Area
Gross Area4,640 sqft
1st Floor Area2,700 sqft
Upper Floors Area1,014 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area9,960 sqft (0.229 acres)
Garage TypeAttached
Garage Area660 sqft
PorchFinished/Open Porch
Porch Area266 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address302 TEQUESTA DR
CityDESTIN
StateFL
Zip32541-5718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEMERALD LAKES PH II LOT 11 BLK E
Legal SubdivisionEMERALD LAKES
Legal Phase2
Legal BlockE
Legal Lot Number11
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2001
Census Tract23308

Owner

302 Tequesta Dr is owned and occupied by an individual who bought it in May 2021.

Source: Okaloosa County records, as of January 16, 2026

Owner of RecordIndividual Name on File
Mailing Address302 TEQUESTA DR, DESTIN, FL 32541-5718
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 13, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 5, 2018Warranty Deed, Transfer · Conventional Mortgage
SUNTRUST MORTGAGE INC
Mar 27, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 2021 · Amount on File
Deed SaleMay 13, 2021 · Amount on File
Prior SaleMar 27, 2018 · Amount on File
Deed Document Number20213454861
Deed Book / Page3546 / 1827
Prior Transfer DateMar 26, 2018
Prior Transfer Doc0033430039
Record UpdatedSep 20, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 13, 2021
Property Address302 TEQUESTA DR, DESTIN, FL 32541-5718
Document Number0035461827
Book / Page3546 / 1827
Map ReferenceMB 17 PG 25
Instrument DateMay 10, 2021
Instrument3454861
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyEMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,549.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8904 FINSEN ST, 8904, ORLANDO, FL 32827-7606

Transferred To (Grantee/Buyer)

NameVerified Name
Address493 SANTOLINA DR, ROSCOE, IL 61073-6306

Mortgage

Document Number35461829
DateMay 13, 2021
Instrument3546/1829
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 5, 2018
Property Address302 TEQUESTA DR, DESTIN, FL 32541-5718
Document Number0033393910
Book / Page3339 / 3910
Map ReferenceMB17 PG25&26
Instrument DateFeb 28, 2018
Instrument3192108
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address374 BEACON WAY, 374, SANTA ROSA BEACH, FL 32459-3099

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 TEQUESTA DR, DESTIN, FL 32541-5718

Mortgage

Document Number0003192109
DateMar 5, 2018
Instrument3192109
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2048

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 27, 2018
Property Address302 TEQUESTA DR, DESTIN, FL 32541-5718
Document Number0033430039
Book / Page003343 / 000039
Instrument DateFeb 28, 2018
Instrument3196803
Transaction TypeTransfer
Record UpdatedApr 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$3,493.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address302 TEQUESTA DR DESTIN FL 325415718, DESTIN, FL 32541-5718

Tax Assessment & Valuation

The 2025 property tax bill for 302 Tequesta Dr was $7,990.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,990.00$759,852 Land $103,728 Building $656,124$759,852 Land $103,728 Building $656,124
2023$8,223.00 (+14.05%)$801,701 (+19.35%) Land $94,118 Building $707,583$801,701 (+19.35%) Land $94,118 Building $707,583
2022$7,210.00$671,721 Land $81,488 Building $590,233$671,721 Land $81,488 Building $590,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Tequesta Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1995–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 2001)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Tequesta Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Wildstar Networks.

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