303 Tequesta Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 303 Tequesta Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,986 sqft · built 2000
Lot Size	0.205 acres (8,907 sqft)
Owner	2 Individual Names on Record
Last Sale	$769,900 (Jun 2023)
Tax Bill	$6,400 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-7603-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-7603-6`
Alternative APNs	`00-2S-22-0980-000D-0050` `22S2000980000D0050`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,986 sqft Living Area
Gross Area	3,776 sqft
1st Floor Area	2,986 sqft
Upper Floors Area	476 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	8,907 sqft (0.205 acres)
Garage Type	Attached
Garage Area	504 sqft
Porch	Florida Room
Porch Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	303 TEQUESTA DR
City	DESTIN
State	FL
Zip	32541-5715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERALD LAKES PH II LOT 5 BLK D
Legal Subdivision	EMERALD LAKES
Legal Phase	2
Legal Block	D
Legal Lot Number	5
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23308

Owner

Source: Okaloosa County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	303 TEQUESTA DR, DESTIN, FL 32541-5715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage CAKE MORTGAGE CORP
Mar 5, 2021	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Apr 19, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Apr 19, 2018	Warranty Deed, Transfer · Conventional Mortgage AGORA LNDG
Apr 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage AGORA LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2023 · Amount on Record
Deed Sale	Jun 26, 2023 · Amount on Record
Prior Sale	Apr 19, 2018 · Amount on Record
Deed Document Number	20233631934
Deed Book / Page	3681 / 260
Transfer Doc	0032473097
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 26, 2023
Property Address	303 TEQUESTA DR, DESTIN, FL 32541-5715
Document Number	0036810260
Book / Page	3681 / 260
Map Reference	MB 17 PG 25&26
Instrument Date	Jun 22, 2023
Instrument	3631934
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	PROVIDENT TITLE, PROVIDENT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,389.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 TEQUESTA DR, DESTIN, FL 32541-5715

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	303 TEQUESTA DR, DESTIN, FL 32541-5715

Mortgage

Document Number	0003681262
Date	Jun 26, 2023
Instrument	3681/262

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	303 TEQUESTA DR, DESTIN, FL 32541-5715
Transaction Type	Mortgage
Record Updated	Apr 1, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 TEQUESTA DR, DESTIN, FL 32541-5715

Mortgage

Document Number	0036083597
Date	Mar 7, 2022
Book Page	3608/3597
Instrument	3532495

Lender

Name	CAKE MORTGAGE CORP
Type	Mortgage Company
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	303 TEQUESTA DR, DESTIN, FL 32541-5715
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 TEQUESTA DR, DESTIN, FL 32541-5715

Mortgage

Document Number	0035300778
Date	Mar 5, 2021
Book Page	3530/778
Instrument	3435424

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Nov 27, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	303 TEQUESTA DR, DESTIN, FL 32541-5715
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 TEQUESTA DR, DESTIN, FL 32541-5715

Mortgage

Document Number	0035190979
Date	Jan 19, 2021
Book Page	3519/979
Instrument	3422823

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	303 TEQUESTA DR, DESTIN, FL 32541-5715
Document Number	0033982371
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	303 TEQUESTA DR DESTIN FL 325415715, DESTIN, FL 32541-5715

Mortgage

Document Number	0033982371
Date	May 10, 2019
Book Page	003398/002371
Instrument	3276766

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2049

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 19, 2018
Property Address	303 TEQUESTA DR, DESTIN, FL 32541-5715
Document Number	0033462408
Book / Page	003346 / 002408
Instrument Date	Apr 13, 2018
Instrument	3201730
Transaction Type	Transfer
Record Updated	Apr 27, 2018
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	30 VININGS WAY BLVD #12-208 DESTIN FL 32541, 12-208, DESTIN, FL 32541

Mortgage

Document Number	33462410
Date	Apr 19, 2018
Book Page	003346/002410
Instrument	3201731

Lender

Name	AGORA LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	303 TEQUESTA DR, DESTIN, FL 32541-5715
Document Number	0033643075
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	340 VININGS WAY BOULEVARD AT 12-208 DESTIN FL 32541, DESTIN, FL 32541

Mortgage

Document Number	0033643075
Date	Aug 22, 2018
Book Page	003364/003075
Instrument	3228067

Lender

Name	AGORA LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,400.00 (+51.98%) Homeowner's exemption	$646,224 (+49.13%) Land $86,657 Building $559,567	$646,224 (-5.57%) Land $86,657 Building $559,567
2023	$4,211.00 (+2.26%) Homeowner's exemption	$433,328 (+3%)	$684,357 (+20.97%) Land $78,628 Building $605,729
2022	$4,118.00 Homeowner's exemption	$420,707	$565,702 Land $71,480 Building $494,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2000) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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