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305 Tequesta Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 305 Tequesta Dr, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,475 sqft · built 2003
Lot Size0.181 acres (7,918 sqft)
OwnerIndividual Name on Record
Last Sale$575,000 (Jan 2025)
Tax Bill$4,741 (2025)
Deeds & MortgagesNov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-589-7604-4

Property Details

APN / Parcel Number

Primary APNC56-000-589-7604-4
Alternative APN
  • 00-2S-22-0980-000D-0060

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,475 sqft Heated Area
Gross Area3,501 sqft
1st Floor Area1,500 sqft
Upper Floors Area975 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2003
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialWood
Lot Area7,918 sqft (0.181 acres)
Garage TypeFinished
Garage Area432 sqft
PorchOpen Porch
Porch Area198 sqft
Patio Area396 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address305 TEQUESTA DR
CityDESTIN
StateFL
Zip32541-5715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEMERALD LAKES PH II LOT 6 BLK D
Legal Range22
Legal Township02S
Legal SubdivisionEMERALD LAKES PH II
Legal Phase2
Legal BlockD
Legal Lot Number6
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2001
Census Tract23308

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address305 TEQUESTA DR, DESTIN, FL 32541-5715
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2025 · Amount on Record
Deed SaleJan 6, 2025 · Amount on Record
Prior SaleNov 15, 2018 · Amount on Record
Deed Document Number3731124
Record UpdatedJun 8, 2026

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 15, 2018
Property Address305 TEQUESTA DR, DESTIN, FL 32541-5715
Document Number0033750155
Book / Page003375 / 000155
Instrument DateNov 8, 2018
Instrument3243529
Transaction TypeTransfer
Record UpdatedDec 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address955 AIRPORT RD #124 DESTIN FL 325412816, 124, DESTIN, FL 32541-2816

Mortgage

Document Number33750158
DateNov 15, 2018
Book Page003375/000158
Instrument3243530
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 14, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,741.00 (+71.71%)$450,841 (+51.85%) Land $86,657 Building $364,184$450,841 (-6.15%) Land $86,657 Building $364,184
2023$2,761.00 (+2.37%) Homeowner's exemption$296,906 (+3%)$480,408 (+10.8%) Land $78,628 Building $401,780
2022$2,697.00 Homeowner's exemption$288,258$433,585 Land $71,480 Building $362,105

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1995–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 2003)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Wildstar Networks.

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