Black Hawk County property record for 302 E Mitchell Ave, Waterloo, IA 50702 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1977 |
| Square Footage | 1,872 sqft Living Area |
| Lot Size | 9,240 sqft (0.212 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2019) |
| Tax Bill | $5,742.00 (2025) |
| Primary APN | 8913-35-301-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 3 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,872 sqft Living Area |
| 1st Floor | 1,152 sqft 1st Floor |
| Basement Area | 1,872 sqft Basement |
| Finished Basement | 500 sqft Finished |
| Unfinished Basement | 1,872 sqft Unfinished |
| Game Room | Game Room |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,240 sqft (0.212 acres) |
| Depth X Width | 132 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 140 sqft Shed |
| Deck Area | Deck Area |
| Patio Area | 288 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 302 E MITCHELL AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3850 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | AUDITOR SEARS PLAT NO 1 LOT 7 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | AUDITOR SEARS PLAT NO 1 |
| Legal Lot Number | 7 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 1200 |
Source: Black Hawk County records · APN 8913-35-301-007
Assessment roll updated October 17, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 302 E MITCHELL AVE, WATERLOO, IA 50702-3850 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION |
| Aug 20, 2021 | Deed of Trust, Mortgage · Stand Alone Second Mortgage VERIDIAN CU |
| Mar 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Oct 04, 2019 | Warranty Deed, Transfer · Stand Alone First Mortgage VERIDIAN CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2019 · Amount on Record |
| Deed Sale | Oct 04, 2019 · Amount on Record |
| Prior Sale | Nov 01, 2005 · Amount on Record |
| Deed Doc Number | 2019202000006363 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 13, 2026 |
| Property Address | 302 E MITCHELL AVE, WATERLOO, IA 50702-3850 |
| Document Number | 0000010421 |
| Instrument Date | Jul 07, 2026 |
| Instrument | 202610421 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 302 E MITCHELL AVE, WATERLOO, IA 50702-3850 |
| Document Number | 0000010421, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 202610421 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 25, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 302 E MITCHELL AVE, WATERLOO, IA 50702-3850 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2021 |
| Name | Verified Name |
|---|---|
| Address | 302 E MITCHELL AVE, WATERLOO, IA 50702-3850 |
| Document Number | 202200004024 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 202200004024 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 302 E MITCHELL AVE, WATERLOO, IA 50702-3850 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Title Company | TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 302 E MITCHELL AVE, WASHBURN, IA 50702-3850 |
| Document Number | 202100018847 |
|---|---|
| Date | Mar 09, 2021 |
| Instrument | 202100018847 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 04, 2019 |
| Property Address | 302 E MITCHELL AVE, WATERLOO, IA 50702-3850 |
| Document Number | 202000006363 |
| Instrument Date | Oct 03, 2019 |
| Instrument | 202000006363 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 E MITCHELL AVE, WATERLOO, IA 50702-3850 |
| Document Number | 202000006364 |
|---|---|
| Date | Oct 04, 2019 |
| Instrument | 202000006364 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Nov 01, 2024 |
| Max Rate At Change | 2.7% |
| Index | Other |
| Document Number | 202000006363 |
|---|---|
| Date | Oct 04, 2019 |
| Instrument | 202000006363 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Nov 01, 2024 |
| Index | Other |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,742.00 | $258,570 (-2.32%) Land $24,010 Building $234,560 | $258,570 (-2.32%) Land $24,010 Building $234,560 |
| 2024 | $5,742.00 (+35.81%) | ||
| 2023 | $264,710 (+37.53%) Land $24,010 Building $240,700 | $264,710 (+37.53%) Land $24,010 Building $240,700 | |
| 2022 | $4,228.00 | $192,470 Land $24,010 Building $168,460 | |
| 2021 | $192,470 Land $24,010 Building $168,460 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 1% of the US · above 9% of Iowa |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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