204 E Mitchell Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 204 E Mitchell Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1976
Square Footage1,040 sqft Living Area
Lot Size8,710 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$132,500 (2014)
Tax Bill$3,052.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-35-301-002

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,040 sqft Living Area
1st Floor1,040 sqft 1st Floor
Basement Area1,040 sqft Basement
Game RoomGame Room
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialAluminum Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area8,710 sqft (0.2 acres)
Depth X Width134 ft x 65 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area576 sqft Garage
Shed1 Shed
Shed Area120 sqft Shed
Patio Area133 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address204 E MITCHELL AVE
CityWATERLOO
StateIA
Zip50702-3848
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionJEANIES ADDITION LOT 1
Legal Range13W
Legal Township89N
Legal Section35
Legal SubdivisionJEANIES ADDITION
Legal Lot Number1
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup1
Census Block1007
Census Tract1200

Owner

Source: Black Hawk County records · APN 8913-35-301-002

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address204 E MITCHELL AVE, WATERLOO, IA 50702-3848
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Deed of Trust, Mortgage · Line of Credit
VERIDIAN CU
Sep 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
LINCOLN SAVINGS BANK
Jun 18, 2019Deed of Trust, Mortgage · Stand Alone Refinance
UNIVERSITY OF IOWA CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 30, 2014 · Amount on Record
Deed SaleJun 30, 2014 · Amount on Record
Deed Doc Number201423325
Prior Transfer DateMar 01, 2012
Prior Transfer Doc2012016358
Record RefreshedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address204 E MITCHELL AVE, WATERLOO, IA 50702-3848
Transaction TypeMortgage
Record UpdatedNov 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 E MITCHELL AVE, WATERLOO, IA 50702-3848

Mortgage

Document Number0202515533
DateOct 22, 2025
Instrument2025-15533
Lender
NameVERIDIAN CU
TypeCredit Union
AddressPO BOX 6000, WATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 21, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address204 E MITCHELL AVE, WATERLOO, IA 50702-3848
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100006478
DateSep 25, 2020
Instrument202100006478
Lender
NameLINCOLN SAVINGS BANK
TypeBank
AddressWATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address204 E MITCHELL AVE, WATERLOO, IA 50702-3848
Transaction TypeMortgage
Record UpdatedJul 17, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900019096
DateJun 18, 2019
Instrument201900019096
Lender
NameUNIVERSITY OF IOWA CREDIT UNION
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,052.00 Homeowner's exemption$149,050 (-1.23%) Land $22,520 Building $126,530$149,050 (-1.23%) Land $22,520 Building $126,530
2024$3,052.00 (+31.78%)
2023$150,900 (+32.03%) Land $22,520 Building $128,380$150,900 (+32.03%) Land $22,520 Building $128,380
2022$2,316.00 Homeowner's exemption$114,290 Land $22,520 Building $91,770
2021$114,290 Land $22,520 Building $91,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 1% of the US · above 9% of Iowa
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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