224 E Mitchell Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 224 E Mitchell Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1976
Square Footage	1,084 sqft Living Area
Lot Size	8,710 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$265,000 (2025)
Tax Bill	$3,964.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-35-301-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,084 sqft Living Area
1st Floor	1,084 sqft 1st Floor
Basement Area	1,084 sqft Basement
Finished Basement	500 sqft Finished
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level Style
Exterior Material	Other Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	8,710 sqft (0.2 acres)
Depth X Width	134 ft x 65 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	576 sqft Garage

Exterior Amenities

Deck Area	266 sqft Deck
Porch	Porch
Porch Area	410 sqft Porch
Gazebo	144 sqft Gazebo

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	224 E MITCHELL AVE
City	WATERLOO
State	IA
Zip	50702-3848
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	JEANIES ADDITION LOT 4
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	JEANIES ADDITION
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1007
Census Tract	1200

Owner

Source: Black Hawk County records · APN 8913-35-301-005

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	224 E MITCHELL AVE, WATERLOO, IA 50702-3848
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2025 · Amount on Record
Deed Sale	Apr 15, 2025 · Amount on Record
Deed Doc Number	20254949
Record Refreshed	Sep 20, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 15, 2025
Property Address	224 E MITCHELL AVE, WATERLOO, IA 50702-3848
Document Number	0202504949
Instrument Date	Apr 11, 2025
Instrument	2025-04949
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	RESOURCE SETTLEMENT, REALCLEAR SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$423.20
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	224 E MITCHELL AVE, WATERLOO, IA 50702-3848

Mortgage

Document Number	0202504950
Date	Apr 15, 2025
Instrument	2025-04950

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2055

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,964.00 Homeowner's exemption	$190,410 (-1.3%) Land $22,520 Building $167,890	$190,410 (-1.3%) Land $22,520 Building $167,890
2024	$3,964.00 (+33.38%)
2023		$192,910 (+33.75%) Land $22,520 Building $170,390	$192,910 (+33.75%) Land $22,520 Building $170,390
2022	$2,972.00 Homeowner's exemption	$144,230 Land $22,520 Building $121,710
2021			$144,230 Land $22,520 Building $121,710

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 1% of the US · above 9% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.