324 E Mitchell Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 324 E Mitchell Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1909
Square Footage	1,484 sqft Living Area
Lot Size	14,900 sqft (0.342 acres)
Occupancy	Owner Occupied
Last Sale	$92,000 (2008)
Tax Bill	$3,292.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-35-301-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	7 Rooms
Building Area	1,484 sqft Living Area
1st Floor	572 sqft 1st Floor
Basement Area	572 sqft Basement
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	14,900 sqft (0.342 acres)
Depth X Width	149 ft x 100 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Mixed Garage
Garage Area	808 sqft Garage
Deck Area	180 sqft Deck
Patio Area	64 sqft Patio
Porch Area	48 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	324 E MITCHELL AVE
City	WATERLOO
State	IA
Zip	50702-3850
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	AUDITOR SEARS PLAT NO 1 LOT 10
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	AUDITOR SEARS PLAT NO 1
Legal Lot Number	10
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1007
Census Tract	1200

Owner

Source: Black Hawk County records · APN 8913-35-301-010

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	324 E MITCHELL AVE, WATERLOO, IA 50702-3850
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 22, 2008 · Amount on Record
Deed Sale	Sep 22, 2008 · Amount on Record
Deed Doc Number	20082009006190
Record Refreshed	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	324 E MITCHELL AVE, WATERLOO, IA 50702-3850
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100005757
Date	Sep 16, 2020
Instrument	202100005757

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Oct 01, 2046

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,292.00 Homeowner's exemption	$161,650 (-0.22%) Land $32,130 Building $129,520	$161,650 (-0.22%) Land $32,130 Building $129,520
2024	$3,292.00 (+27.01%)
2023		$162,000 (+27.64%) Land $32,130 Building $129,870	$162,000 (+27.64%) Land $32,130 Building $129,870
2022	$2,592.00 Homeowner's exemption	$126,920 Land $32,130 Building $94,790
2021			$126,920 Land $32,130 Building $94,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 1% of the US · above 9% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.