316 E Mitchell Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 316 E Mitchell Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1955
Square Footage	1,797 sqft Total Area
Lot Size	9,990 sqft (0.229 acres)
Occupancy	Owner Occupied
Last Sale	$140,000 (2022)
Tax Bill	$4,306.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-35-301-031`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	1,797 sqft Total Area
1st Floor	1,797 sqft 1st Floor
Basement Area	1,797 sqft Basement
Finished Basement	325 sqft Finished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Duplex Single Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	9,990 sqft (0.229 acres)
Depth X Width	135 ft x 74 ft Depth x Width
Deck Area	240 sqft Deck
Patio Area	392 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	316 E MITCHELL AVE
City	WATERLOO
State	IA
Zip	50702-3850
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	AUDITOR SEARS PLAT NO 1 N 134.76 FT LOT 9
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	AUDITOR SEARS PLAT NO 1
Legal Lot Number	9
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1007
Census Tract	1200

Owner

Source: Black Hawk County records · APN 8913-35-301-031

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	316 E MITCHELL AVE, WATERLOO, IA 50702-3850
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 09, 2022 · Amount on Record
Deed Sale	Sep 09, 2022 · Amount on Record
Prior Sale	Sep 09, 2021 · Amount on Record
Deed Doc Number	20225454
Prior Transfer Date	Sep 01, 2021
Prior Transfer Doc	202200005454
Record Refreshed	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 09, 2021
Property Address	316 E MITCHELL AVE, WATERLOO, IA 50702-3850
Document Number	202200005454
Instrument Date	Sep 01, 2021
Instrument	202200005454
Transaction Type	Transfer
Record Updated	Aug 09, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$223.20
Amount Accuracy	Rounded Values by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E MITCHELL AVE, WATERLOO, IA 50702-3850

Mortgage

Document Number	202200005455
Date	Sep 09, 2021
Instrument	202200005455

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,306.00 Homeowner's exemption	$209,140 (+0.2%) Land $25,640 Building $183,500	$209,140 (+0.2%) Land $25,640 Building $183,500
2024	$4,306.00 (+31.84%)
2023		$208,720 (+32.46%) Land $25,640 Building $183,080	$208,720 (+32.46%) Land $25,640 Building $183,080
2022	$3,266.00	$157,570 Land $25,640 Building $131,930
2021			$157,570 Land $25,640 Building $131,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 1% of the US · above 9% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.